Student Loans

Pursue your degree and your dreams.

After celebrating your acceptance notice, paying for a college education becomes a reality. For those who want to pursue higher education, finances shouldn’t keep you from getting a degree. Signature FCU works with students and their families to find a financial solution that will help make the college experience become a reality.

For parents, guardians or grandparents:

  • Home Equity Lines of Credit – You can borrow against the equity in your home, and as you pay down what you have used on the line of credit, more funds become available to use for future school years. 
  • Unsecured Line of Credit – For homeowners without equity in their home or those that don't own a home, this option offers low rates and the ability to pay down balances that can be used again in upcoming school years.
  • Signature Loans – Close the financial gap to help pay for tuition and incidentals with a Signature Loan. Available with up to a $25,000 limit.


For the student:

  • Educational Loans – Ideal for covering tuition and room and board, we can issue a check directly to the school for faster processing and peace of mind. You may be able to write off the interest on your taxes.
  • Student Checking – Starting college is a great opportunity to start being financially independent. With a no-fee Student Checking account, you will receive a debit card that can be used anywhere Visa is accepted, and you can even earn interest on funds in the account.
  • Student Visa® – Use this card to make purchases anywhere Visa cards are accepted. The Student Visa card starts at a low 7.99% annual percentage rate and there are no annual fees.

Introducing: Sallie Mae's Smart Option Student Loan

Designed for the needs of the undergraduates, graduate students, and parents.

For college expenses not covered by scholarships or federal loans, Signature FCU has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates. You can even choose to defer your payments while still in school.

To learn more and apply click here.

Not interested in pursuing a higher education? Signature FCU's student loan options also fund private and trade school tuition.

Not a Signature FCU member? Join today! (You must be a Signature FCU member to apply for a loan)

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View Student Loan Rates  Apply for a Loan Online   Consumer Loan Application

If you have completed the Consumer Loan Application, you can submit it by using our Secure Upload button below.

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