No Monthly Fee Business Accounts

Tired of paying monthly fees just to have a business account?  At Signature FCU our accounts have no monthly fees or minimum balance requirements so your businesses money, stays in your business.

Standard Business Checking

  • A Visa® debit card you can use anywhere Visa is accepted
  • Dividends paid on your average daily balance
  • One free order of standard checks per year (Special business checks available upon request*)
  • E-statements
  • Access to your accounts 24/7 through our Online Branch
  • Over 30,000 Free ATMs through our Co-Op and CULIANCE Networks
  • 5,000 + Shared branch networks
  • No monthly account fees
  • No minimum balance

Overdraft Services

Signature FCU offers several services to help you avoid overdrafts, returned checks, and declined transactions.

  • Set up your savings as an overdraft for your checking account - There is no fee for this option. Needed funds will automatically transfer to your checking account up to your available savings account balance to cover the transaction.
  • Line of Credit - An open-ended loan that serves as a backup for your checking account, so when funds are not available to clear a check or debit card withdrawal, funds will automatically advance up to your available credit limit. You can pay this back in monthly installments or all at once(interest accrues on this option). Qualification required.
  • Member Privilege - A service that covers your transactions in your checking account when you have insufficient funds. There is a $500 credit limit for this service, and a $30 fee for each item paid by Member Privilege. You will be eligible to add this service after you meet certain qualifications

Business Money Market Accounts

Attractive dividend rates make our Money Market accounts a preferred alternative to a standard business checking accounts or locked-in share certificate for many business owners.  Our Money Market accounts allow six withdrawals per month.

  • A consistent, competitive rate
  • Access to your money without an early withdrawal penalty
  • 50 free checks per year

Business Share Certificates

Share Certificates (similar to Certificates of Deposit at traditional banks) offer you the ability to choose your term. With a higher dividend rate than a regular Share Savings account and a low $500 minimum deposit to open, a Signature Share Certificate is an attractive way to build up savings. 

You can elect to transfer your dividends out each month or re-invest them in your certificate to maximize the earning potential. At the time of maturity, you can withdraw a portion or all of your funds or roll the amount into a new Share Certificate at the current market rates.

Visa Business Reporting

Simplify expense tracking with Visa Business Reporting. Visa Business Reporting allows small business cardholders a more efficient way to manage expenses. It provides desktop and mobile access to transaction data so they can track spending and stay on budget — at work or on the go. Visit to learn more.

Application Center

Let’s get started on your new business account with Signature FCU. You will need to upload the following documents:

  • Copy of Drivers License or Government Issued ID
  • EIN number on IRS Letterhead
  • Registered Business Name Statement
  • Articles of Organization (If Applicable)
  • Signature FCU Business Account Application

View Business Share Rates Apply for a Business Account Online 

Business Account Application

Account Update Information

If you ever need to update your account information such as adding or removing signers, click on the Business Account Update Form button below. Fill out the form and either mail it to us at PO Box 148 Alexandria, VA 22313-0148, click on the Securely Upload Your Business Application or Update Form button below to submit the documents online, or email it to us at

 Business Account Update Form

If you have completed the Business Account Application or Business Account Update form, you can submit it by using our Secure Upload button below.

Securely Upload Your Business Application or Update Form                  

In addition to Signature FCU's business lending and account capabilities, we have also partnered with Newtek, a company that can help with other aspects of your business like tax preparation, payroll services, website help, and more. Click here for more information on the business services Newtek offers.