Access the funds you need to make your dreams possible.
Funding a large expense like college or investing in your business can be within reach with one of our Home Equity Loans. Compare rates and payments below.
Financing up to 100% combined loan to value on all home equity loans available1
When you use a home equity line of credit, not only can you take advantage of the equity in your home, but you can also take advantage of how easy it is to access funds on an "as needed" basis. Use some of the line now, and use some as expenses come up later.
Home Equity Line of Credit (HELOC)2
Product |
APR as low as3 |
About this product |
HELOC |
7.75% |
Up to 80% CLTV |
HELOC |
8.50% |
80.01% - 90% CLTV |
HELOC |
8.75% |
90.01% - 100% CLTV |
Fixed Rate Home Equity Loan Sale Rates
Product |
Up to 80% LTV
APR as low as |
Up to 90% LTV
APR as low as
|
Up to 100% LTV
APR as low as |
Estimated Payment4 |
5-year Fixed Rate HE |
7.00% |
7.75% |
8.00% |
$20.28 per $1,000 financed |
10-year Fixed Rate HE |
7.50% |
8.25% |
8.50% |
$12.41 per $1,000 financed |
15-year Fixed Rate HE |
7.75% |
8.50% |
8.75% |
$10.00 per $1,000 financed |
20-year Fixed Rate HE |
8.25% |
9.00% |
9.25% |
$9.17 per $1,000 financed |
Signature FCU Home Equity Products also feature:
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LTV up to 80% maximum loan amount $350,000
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LTV 80.01% > maximum loan amount $200,000
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Closing costs paid up to $1,000 by Credit Union5
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No origination fee
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Up to 20 years repayment on Fixed Rate loans
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No Prepayment penalty
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Rental property financing available at low interest rates6
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Payments may be made bi-weekly or monthly, and by payroll allotment or check
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Interest rates posted online
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We lend nationwide excluding Hawaii, Alaska, and Puerto Rico
2Investment Properties up to 75% combined loan to value and maximum terms of 15 years are subject to a 1.00% higher rate and a 1% origination fee. All rates are subject to change daily. Maximum allowable rate for variable rate loans is 18% APR. Rates on Variable Rate loans is subject to change after consummation. There is a $500 initial advance required at time of funding. We are currently unable to offer HELOC loans in the state of Texas.