There's a certificate for everyone, find the one that fits your needs.

Share Certificates (similar to Certificates of Deposit at traditional banks) offer a higher dividend rate than a regular Savings account. A Signature FCU Share Certificate is an attractive way to build up savings on your terms.

You can elect to transfer your dividends out each month or re-invest them in your certificate to maximize the earning potential. At the time of maturity, you can withdraw a portion or all of your funds or roll the amount into a new Share Certificate at the current market rates.

Share Certificates

With a minimum opening balance of $500 you can begin watching your savings grow anywhere from three months to five years. Share certificates are available as regular share and IRA certificates. No additional deposits can be made once the account is open.

Jumbo Certificates 

Earn a higher rate with a minimum deposit of $100,000 or more. Jumbo Share certificates are available as regular share and IRA certificates. No additional deposits can be made once the account is open.

EZ Save Certificate

Are you looking for a certificate that you can add to? Our special EZ Save Certificate allows you to start saving with just an initial $50 minimum deposit, and you can make additional deposits anytime. Watch your money grow while earning a higher dividend that a share savings or money market account.

Our EZ Save Certificate offers:

  • A 12-month term; after 12 months you have the opportunity to transfer the balance to another Share Certificate
  • One EZ Save Certificate per account (Limit $10,000)
  • Make additional deposits anytime by mailing a check, setting up a payroll/retirement allotment, Online Branch or Mobile App transfer, or even transfer funds from your local financial institution with Bank to Bank

*NEW* Bump It Up Certificate 

Bump up your savings at 2.80% APY1! With our Bump It Up Certificate you earn 0.25% APY* higher than a standard 36-month share certificate AND you can "bump up"  your rate one time during the life of your certificate if it is changed by the Board of Directors2. The minimum balance required to open this certificate is $500 and no additional deposits can be made once the account is open.

Our Bump It Up Certificate offers:

  • Earn 0.25% APY higher than a standard 36-month share certificate
  • 36-month term; at maturity, the balance will be transferred to a standard 36-month share certificate
  • One "Bump Up" during term of certificate

1APY = Annual Percentage Yield.

2 Rates are set by the Board of Directors and may change without notice. If the standard 36 month share certificate rate is higher than your current rate, you are eligible to “Bump It Up” or increase your rate one (1) time during the term of the certificate. It is your responsibility to contact the Credit Union and request the rate to be increased; we will not increase the rate automatically at any time during the term of the certificate. For our current rates, visit www.signaturefcu.org or contact us at (800) 336.0284.

For all Share Certificates a penalty may be assessed for early withdrawal of funds.

Application Center

Ready to open your Share Certificate? Complete one of the application options below.

View Certificate Rates Open an Account Online Membership Application

If you have completed the Membership Application, you can submit it by using our Secure Upload button below.

Securely Upload your Membership Application

Already a Member?

A new application is not required to add a Certificate to your account, please contact our Member Services Department at (800) 336-0284 ext. 684 or MemberServices@signaturefcu.org

For all term Share accounts (Share Certificates) a penalty may be assessed for early withdrawal of funds from Share Certificates.