There's a certificate for everyone, find the one that fits your needs.
Share Certificates (similar to Certificates of Deposit at traditional banks) offer a higher dividend rate than a regular Savings account. A Signature FCU Share Certificate is an attractive way to build up savings on your terms.
You can elect to transfer your dividends out each month or re-invest them in your certificate to maximize the earning potential. At the time of maturity, you can withdraw a portion or all of your funds or roll the amount into a new Share Certificate at the current market rates.
Premium 36-Month Certificate *Limited-Time Offer*
Earn up to 2.05% APY* with our Premium 36-Month Certificate!
Deposits of funds currently held at SFCU and transferred into a new 36-month certificate will earn the standard 36-month rate. Any additional deposits of $10,000 or more added from another financial institution, and funded within 10 business days, will earn the Premium rate of 2.05% for the entire certificate. All new 36-month share certificates funded from other financial institutions with a minimum deposit of $10,000 will earn the premium rate of 2.05% APY.
*APY = Annual Percentage Yield. $500 minimum deposit required to open. A minimum of $10,000 funded from another financial institution is required to earn the 2.05% APY. Rates are fixed for the term of the Share Certificates and penalty may be assessed for early withdrawal of funds from Share Certificates. Your deposit is federally insured up to $250,000 by National Credit Union Administration (NCUA).
Bump It Up Certificate *Limited-Time Offer*
Earn 1.75% APY* for 24 months, and if the standard 24-month rate changes at any time during the term of the certificate, you can "bump it up" one time to the new rate! Minimum opening balance is $500.
Available as a standard share certificate, Traditional IRA Certificate, and Roth IRA certificate. For our current rates, visit www.SignatureFCU.org/rates or contact us at (800) 336.0284 ext. 684. For all Share Certificates, a penalty may be assessed for early withdrawal of funds.
Share Certificates
With a minimum opening balance of $500 you can begin watching your savings grow anywhere from three months to five years. Share certificates are available as regular share and IRA certificates. No additional deposits can be made once the account is open.
Jumbo Share Certificates
Earn our highest rate with a minimum deposit of $100,000 or more. Jumbo Share certificates are available as regular share and IRA certificates. No additional deposits can be made once the account is open.
EZ Save Certificate
Are you looking for a certificate that you can add to? Our special EZ Save Certificate allows you to start saving with just an initial $50 minimum deposit, and you can make additional deposits anytime. Watch your money grow while earning a higher dividend that a share savings or money market account.
Our EZ Save Certificate offers:
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A 12-month term; after 12 months you have the opportunity to transfer the balance to another Share Certificate
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One EZ Save Certificate per account (Limit $10,000*)
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Make additional deposits anytime by mailing a check, setting up a payroll/retirement allotment, Online Branch or Mobile App transfer, or even transfer funds from your local financial institution with Bank to Bank
Open yours today online or by calling (800) 336.0284 ext. 684
Application Center
Ready to open your Share Certificate? Complete the application below.
View Certificate Rates Membership Application
Already a Member?
A new application is not required to add a Certificate to your account, please contact our Member Services Department at (800) 336-0284 ext. 684 or MemberServices@signaturefcu.org or fill out the Account Update form below.
Account Update Form
Return the completed form by mail or by using our Secure Upload button, we'll take it from there.
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