There's a certificate for everyone, find the one that fits your needs.
Share Certificates (similar to Certificates of Deposit at traditional banks) offer a higher dividend rate than a regular Savings account. A Signature FCU Share Certificate is an attractive way to build up savings on your terms.
You can elect to transfer your dividends out each month or re-invest them in your certificate to maximize the earning potential. At the time of maturity, you can withdraw a portion or all of your funds or roll the amount into a new Share Certificate at the current market rates.
Premium 36-Month Certificate *Limited-Time Offer*
Earn 4.50% APY* with our Premium 36-Month Certificate. Take advantage of this limited-time offer and open your account today with a minimum balance of $500.
Bump It Up Certificates *Limited-Time Offer*
Now offering Bump It Up Certificates with two different terms! Choose from:
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Earn 4.00% APY1 for 23 months. If our standard 24-month certificate rate changes during the term of the certificate, you can "bump it up" one time to the new rate! Minimum opening balance is $500.
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Earn 4.00% APY2 for 59 months. If our standard 60-month certificate rate changes during the term of the certificate, you can "bump it up" one time to the new rate! Minimum opening balance is $500.
Available as a standard share certificate, Traditional IRA Certificate, and Roth IRA certificate. For our current rates, visit www.SignatureFCU.org/rates or contact us at (800) 336.0284 ext. 684. For all Share Certificates, a penalty may be assessed for early withdrawal of funds. Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
2APY = Annual Percentage Yield. Rates are set by the Board of Directors and may change without notice. If the standard 60-month share certificate rate is higher than your current rate, you are eligible to “Bump It Up” or increase your rate one (1) time during the term of the share certificate. It is your responsibility to contact the Credit Union and request the rate to be increased; we will not increase the rate automatically at any time during the term of the certificate. At the end of the term, the Share Certificate will automatically renew to the regular 60-month certificate rate. Available as a standard share certificate, Traditional IRA Certificate, and Roth IRA certificate. For our current rates, visit www.SignatureFCU.org/rates or contact us at (800) 336.0284 ext. 684. For all Share Certificates, a penalty may be assessed for early withdrawal of funds. Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
EZ Save Certificate
Are you looking for a certificate that you can add to? Our special EZ Save Certificate allows you to start saving with just an initial $50 minimum deposit, and you can make additional deposits anytime. Watch your money grow while earning a higher dividend that a share savings or money market account.
Our EZ Save Certificate offers:
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A 12-month term; after 12 months you have the opportunity to transfer the balance to another Share Certificate
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One EZ Save Certificate per account (Limit $25,000*)
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Make additional deposits anytime by mailing a check, setting up a payroll/retirement allotment, Online Branch or Mobile App transfer, or even transfer funds from your local financial institution
Open yours today online or by calling (800) 336.0284 ext. 684
Standard Share Certificates
With a minimum opening balance of $500 you can begin watching your savings grow anywhere from three months to five years. Share certificates are available as regular share and IRA certificates. No additional deposits can be made once the account is open.
Application Center
Ready to open your Share Certificate? Complete the application below.
View Certificate Rates Membership Application
Already a Member?
A new application is not required to add a Certificate to your account, please contact our Member Services Department at (800) 336-0284 ext. 684 or MemberServices@signaturefcu.org or fill out the Account Update form below.
Account Update Form
Return the completed form by mail or by using our Secure Upload button, we'll take it from there.
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