There's a certificate for everyone, find the one that fits your needs.

Share Certificates (similar to Certificates of Deposit at traditional banks) offer a higher dividend rate than a regular Savings account. A Signature FCU Share Certificate is an attractive way to build up savings on your terms.

You can elect to transfer your dividends out each month or re-invest them in your certificate to maximize the earning potential. At the time of maturity, you can withdraw a portion or all of your funds or roll the amount into a new Share Certificate at the current market rates.

Share Certificates

With a minimum opening balance of $500 you can begin watching your savings grow anywhere from three months to five years. Share certificates are available as regular share and IRA certificates. No additional deposits can be made once the account is open.

Jumbo Certificates

Earn a higher rate with a minimum deposit of $100,000 or more. Jumbo Share certificates are available as regular share and IRA certificates. No additional deposits can be made once the account is open.

EZ Save Certificate

Are you looking for a certificate that you can add to? Our special EZ Save Certificate allows you to start saving with just an initial $50 minimum deposit, and you can make additional deposits anytime. Watch your money grow while earning a higher dividend that a share savings or money market account.

Our EZ Save Certificate offers:

  • A 12-month certificate; after 12 months you have the opportunity to transfer the balance to another CD
  • One certificate per account
  • Make additional deposits anytime by mailing a check, setting up payroll/retirement allotment, Online Branch or Mobile App transfer, or even transfer funds from your local financial institution with Bank to Bank (CD limit $5,000)

Advantage Certificate *For a limited time only!*

With our Advantage Certificate you can start building your savings even faster earning a rate 2.75% APY1 for 13 months, but hurry, this offer ends soon. The minimum balance required to open this certificate is $500.

Advantage Certificate Potential Earnings:

  • Certificate balance of $50,000 - you could earn an estimated $1,512.55 in 13 months
  • Certificate balance of $100,000 - you could earn an estimated $3,025.09 in 13 months

1 APY = Annual Percentage Yield. New money only. Dividends are compounded and credited monthly. 13-month Advantage Certificate may not be added to at any time during the term. Early withdrawal penalties apply. New deposits only. Certificate will earn 2.75% APY for 13 months. Certificate does not automatically renew.

Application Center

Ready to open your Share Certificate account? Complete one of the application options below.

View Certificate Rates Open an Account Online Membership Application

If you have completed the Membership Application, you can submit it by using our Secure Upload button below.

Securely Upload your Membership Application

Already a Member?

A new application is not required to add a Certificate to your account, please contact our Member Services Department at (800) 336-0284 ext. 684 or MemberServices@signaturefcu.org

For all term Share accounts (Share Certificates) a penalty may be assessed for early withdrawal of funds from Share Certificates.