Home sweet home...‘how are we going to pay for this?'

Whether you’re a first-time or 10th time buyer, or just adding to your portfolio, Signature FCU offers fixed-rate, conventional mortgages with a variety of terms, as well as Adjustable Rate Mortgages (ARM) and balloon loans.

Primary Residence Loans:

  • Up to 97% maximum financing on single-family dwellings for qualified borrowers; 90% on all condos, and 75% on 1-4 unit dwellings when you are occupying one of the units
  • Refinances are available for up to 97% financing
  • Cash-out refinances are available for up to 85% loan to value ratio and required additional pricing based on the qualifications of each members’ credit score, credit history, income, loan to value. Occupancy, loan purpose, payment type, and loan amount

Investment Property Loans:

  • Purchases are available for up to 85% maximum financing
  • Refinances are available for up to 75% maximum financing 
  • Maximum term 15 years

eStatus Connect

Easily view all your mortgage information by registering through the eStatus Connect website at signaturefcu.estatusconnect.com. You can view your payment due date, payment history, loan balances, and previous and current year to date totals. You can also update your contact information, request a payoff statement and much more. 

You can even download the eStatus Connect app through your smartphone app store. For more details visit signaturefcu.org/e-services

SmartMove®

SmartMove offers real estate assistance to help you navigate buying or selling your home. Your SmartMove professional coordinator serves as a point of contact between you and all the other parties involved in the buying and selling.

By using SmartMove, you can even get a cash rebate when buying or selling your home. Learn more about Smart Move by visiting our Preferred Partners page.

SAFE Act

In 2008, Congress implemented the Secure and Fair Enforcement (SAFE) Act, which was designed to enhance consumer protection and reduce fraud by setting standards for licensing mortgage loan originators.

The SAFE Act requires mortgage loan officers to pass a background investigation, submit fingerprints, and secure a mortgage loan originator number as part of the National Mortgage Licensing System. These identifying numbers are public information and must be produced upon a consumer request.

We think you should know the quality and integrity of our underwriting team without having to ask, so Signature has listed our mortgage loan underwriters below. If you have any questions regarding the SAFE Act or the registration process, please contact us at (800) 336.0284 or via email: mortgage@signaturefcu.org

Institution Information:
Signature Federal Credit Union: 401612

Mortgage Loan Originators (listed alphabetically):
Bassett, Angela 507751
Campbell, Ebony 1605630
Cieczka, Lucyna 1289768
Donald, Jamie 507754
Rife, Julie 507753
Ventura, Geovannie 790759
Williamson, Paige 945001

Last updated: 6/06/2017

Application Center

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We look forward to helping you buy your next home and are here to answer questions before, during or after the process. Please contact one of our Mortgage Loan Representatives at (800) 336.028 ext. 696

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