Go from wishing to doing.

A loan for whatever life throws your way. Weddings, vacations, renovations, education and debt consolidation. Choose the term and rate that works for you.

Personal Loans

A personal loan for anything life throws your way. Flexible loan terms and repayment plans to fit your needs. 

Express Money Line of Credit

If you want access to funds on a continuous basis without re-applying each time you need those funds, an Express Line of Credit is an easy solution. A Line of Credit is open ended, so you can draw funds, replenish, and repeat as needed. Just use your debit card or write a check to cover your expenses.

Popular uses for an Express Line of Credit:

  • Home repairs
  • Education
  • Debt Consolidation
  • Weddings
  • Vacations

Overdraft Line of Credit

An open-ended loan that serves as a backup for your checking account, so when funds are not available to clear a check or debit card withdrawal, funds will automatically advance. You can pay this back in monthly installments or all at once. (interest accrues on this option). 

Share and Certificate Secured Loans

A Share or Certificate Secured Loan uses funds in your savings, money market, or share certificate account as collateral for your loan. Essentially, you’re borrowing against your own savings, which is why Share and Certificate Secured loans have the lowest rates. Dividends will continue to accrue on the money used to secure the loan, and you can borrow up to 100% of the account balance. Flexible repayment terms.

Details about Signature FCU Share and Certificate Secured Loans:

  • Share or Certificates can be used as collateral
  • You may borrow up to 100% of the account balance
  • The rate is fixed and only 3% above your current share rate
  • Funds in the share accounts still earn dividends
  • Funds in the share account are released as the loan is paid off

Fast Cash Loans

You may not need a lot of money, but it can feel like a really big deal between paychecks. Signature FCU helps our members fill the gaps with easy-to-apply Fast Cash loans as low as $200.

Details about Fast Cash Loans:

  • Loan amounts from $200 to $1,000
  • A $20 application fee is due at the time of the application
  • Net direct deposit must come to the Credit Union for two consecutive payrolls
  • Members may only have one Fast Cash Loan at a time
  • Members may only have three Fast Cash Loans during a six-month period

Application Center

Not a Signature FCU member? Join today! (You must be a Signature FCU member to apply for a loan)

Join Signature FCU

Ready to apply for a Personal Loan? Complete one of the application options below. (To apply for a loan online, you must be enrolled in our Online Branch or SFCU Mobile Banking app and have your Member Number)

Need help? Click here for directions on how to apply for a loan in Online Branch/SFCU Mobile Banking app.

View Personal Loan Rates Apply for a Personal Loan Online

Consumer Loan Application

Calculate How Much You Can Afford

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