Go from wishing to doing.

For that item you’ve been hoping to bring home, or that trip you’ve been dreaming of taking, a Personal Loan can help that goal become a reality. 

Flexible Loans

Choose your term and rate.
When you know you’ll need funds, but aren’t sure what else will work for you, talking to one of our qualified lending staff can help you select a loan term to fit your needs. 

For members who open loans frequently, we offer an Express Money Line of Credit. You just fill out one application and can continue withdrawing funds as needed from this open-ended loan.

Share and Certificate Secured Loans

Keep the certificate, get the funds now.
If you’d like to establish or rebuild credit, a Share or Certificate Secured Loan allows you to borrow money without cashing in your certificate before maturity or sacrificing the dividends earned on your savings. Essentially, you’re borrowing against your own savings, which is why these options are our lowest cost loan available.

Not only will you keep the dividends earned, you will keep earning. Credit approval criteria is minimal since you are borrowing against your own savings, and the interest rate is also low. Repayment terms are flexible.

Details about Signature Share Secured Loans:

  • Share or Certificates can be used as collateral
  • You may borrow up to 100% of the account balance
  • The rate is fixed and only 3% above your current share rate
  • Funds in the share accounts still earn dividends
  • Funds in the share account are released as the loan is paid off

Seasonal Loans

It’s that time of year again – it doesn’t have to be stressful.
We understand that big expenses coincide with certain times of the year. From the start of school to the holidays, to summer camps and vacation – you anticipate these dates each year. We offer exclusive, seasonal loan specials to help our members come out on the other side of these payments without added stress and frustration.

Fast Cash Loans

Cover unexpected expenses between Fridays.
You may not need a lot of money, but it can feel like a really big deal between paychecks. Signature helps our members fill the gaps with easy-to-apply Fast Cash loans as low as $200.

Details about Fast Cash Loans:

  • Loan amounts from $200 to $1,000
  • A $20 application fee is due at the time of the application
  • Net direct deposit must come to the Credit Union for two consecutive payrolls
  • Members may only have one Fast Cash Loan at a time
  • Members may only have three Fast Cash Loans during a six-month period

View Personal Loan Rates

Not a Signature FCU member? Join today! (You must be a Signature FCU member to apply for a loan)

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Apply for a Personal Loan Online   Consumer Loan Application

If you have completed the Consumer Loan Application, you can submit it by using our Secure Upload button below.

Securely Upload your Consumer Loan Application