Go from wishing to doing.

For that item you’ve been hoping to bring home, or that trip you’ve been dreaming of taking, a Personal Loan can help that goal become a reality. 

Flexible Loans

Choose your term and rate.
When you know you’ll need funds, but aren’t sure what else will work for you, talking to one of our qualified lending staff can help you select a loan term to fit your needs. 

For members who open loans frequently, we offer an Express Money Line of Credit. You just fill out one application and can continue withdrawing funds as needed from this open-ended loan.

Share and Certificate Secured Loans

Keep the certificate, get the funds now.
If you’d like to establish or rebuild credit, a Share or Certificate Secured Loan allows you to borrow money without cashing in your certificate before maturity or sacrificing the dividends earned on your savings. Essentially, you’re borrowing against your own savings, which is why these options are our lowest cost loan available.

Not only will you keep the dividends earned, you will keep earning. Credit approval criteria is minimal since you are borrowing against your own savings, and the interest rate is also low. Repayment terms are flexible.

Details about Signature Share Secured Loans:

  • Share or Certificates can be used as collateral
  • You may borrow up to 100% of the account balance
  • The rate is fixed and only 3% above your current share rate
  • Funds in the share accounts still earn dividends
  • Funds in the share account are released as the loan is paid off

Seasonal Loans

It’s that time of year again – it doesn’t have to be stressful.
We understand that big expenses coincide with certain times of the year. From the start of school to the holidays, to summer camps and vacation – you anticipate these dates each year. We offer exclusive, seasonal loan specials to help our members come out on the other side of these payments without added stress and frustration.

Pay Day Loans

Cover unexpected expenses between Fridays.
You may not need a lot of money, but it can feel like a really big deal between paychecks. Signature helps our members fill the gaps with easy-to-apply loans as low as $200.

Details about Pay Day Loans:

  • Loan amounts from $200 to $1,000
  • A $20 application fee is due at the time of the application
  • Net direct deposit must come to the Credit Union for two consecutive payrolls
  • Members may only have one Pay Day Loan at a time
  • Members may only have three Pay Day Loans during a six-month period

View Personal Loan Rates Apply for a Personal Loan

Student Loans

Pursue your degree and your dreams.
After celebrating your acceptance notice, paying for a college education becomes a reality. For those who want to pursue higher education, finances shouldn’t keep you from getting a degree. Signature works with students and their families to find a financial solution that will help make the college experience become a reality.

For parents, guardians or grandparents:

  • Home Equity Lines of Credit – You can borrow against the equity in your home, and as you pay down what you have used in the line of credit, more funds become available to use for future school years. You may be able to write off the interest on your line of credit on your taxes.
  • Unsecured Line of Credit – For homeowners without equity in their home, this option offers low rates and the ability to pay down balances that can be used again in upcoming school years.
  • Signature Loans – Close the financial gap to help pay for tuition and incidentals with a supplemental Signature Loan.

For the student:

  • Educational Loans – Ideal for covering tuition and room and board, we can issue a check directly to the school for faster processing and peace of mind. You may be able to write off the interest on your taxes.
  • Student Checking – Starting college is a great opportunity to start being financially independent. With a no-fee Student Checking account, a young member will receive a debit card that can be used anywhere and can earn interest on funds in the account. 
  • Student Visa® – Use this card to make purchases anywhere Visa cards are accepted. The Student Visa card starts at a low 7.99% annual percentage rate and there are no annual fees.
  • For those who want to pursue higher education, finances shouldn’t keep you from getting a degree. Signature works with students and their parents to find a financial solution that will help make the college experience become a reality.

View Student Loan Rates Apply for a Loan