In the market for a bigger, smaller, faster, more fuel efficient vehicle?

A Signature FCU vehicle loan gets you in the driver’s seat of a new or a used car, truck, boat, motorcycle, ATV, or RV. You can also refinance your auto loan and even take cash out from the equity in your vehicle. Pre-approvals speed the process and we offer many resources to help you get the smartest deal.

Get Ahead with Pre-Approval

Before you sit down with the salesperson to discuss getting the keys in your hand, have your financing in place. It makes the sales process easier (no more wondering exactly what the dealer is offering you) and determines fair market value for the vehicle. Signature FCU members also get the best options for rebates and special offers with our vehicle loans. Talk to a Financial Services Representative at (800) 336.0284 ext. 697

Auto Warranties

Save thousands of dollars on unexpected auto repairs when you bundle an auto warranty with your Signature vehicle loan. InterContinental Warranty Services, Inc. (IWS) offers exclusive pricing on new and used cars, all in a policy that’s designed specifically around your driving habits – so you’re not paying for extras you’ll never use.

To learn more about vehicle services offered and exclusive member discounts visit our Preferred Partners page.

Dealer-Matched Auto Loan

For a limited time, SFCU is matching auto dealer rates as low as 1% APR** on your NEW Vehicle purchase. You may qualify for a discount of 0.25% if you add two of the following products (rate including discount cannot be lower than 1%):

  • GAP Insurance - Save thousands of dollars on unexpected auto repairs when you bundle an auto warranty with your SFCU vehicle loan.
  • Debt Protection - A voluntary loan-payment protection product designed to help you get relief from loan payments if a protected life event unexpectedly happens to you.
  • Auto Warranty - Save thousands of dollars on unexpected auto repairs when you bundle an auto warranty with your SFCU vehicle loan.

**APR = Annual Percentage Rate. Dealer rates will be matched based on similar terms and conditions. Supporting documents may be required. Your actual APR will be determined at the time of application and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Rate quoted assume excellent borrower credit history. Rates are set by the Board of Directors and may change without notice. Estimated payment is $21.27 per $1,000 financed and is based on the lowest rate available. Payments will vary based on the rate you qualify for. Floor rate is 1% APR.

Application Center

Not a Signature FCU member? Join today! (You must be a Signature FCU member to apply for a loan)

Join Signature FCU

Ready to apply for a Vehicle Loan? Complete one of the application options below. (To apply for a loan online, you must be enrolled in our Online Branch or SFCU Mobile Banking app and have your Member Number)

View Vehicle Rates Apply for a Vehicle Loan Online Consumer Loan Application

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