Premium Savings - Higher balances earn higher returns.

Whether you’re preparing for the unexpected or planning ahead, our Premium Savings helps your money work harder—simply and securely.

Premium Savings Feature:

  • Tiered rates, so the more you save, the more you'll earn
  • Minimum opening deposit: $0
  • Minimum balance to earn dividends: $100
  • No monthly maintenance fee
  • Unlimited deposits

*APY = Annual Percentage Yield. Rates are accurate as of January 27, 2026. Rates are set by the Board of Directors and may change without notice. Tiered rates apply based on account balance. Dividends are compounded and credited quarterly.

Application Center

Ready to open your Premium Savings account? Complete the application below.

Existing members can open a Premium Checking Account in our Online Branch, Mobile app, or complete the Account Update form below.

Not a member? Click the Join Now button then follow up with our New Accounts Department at (800) 336.0284 ext. 505 or newaccounts@SignatureFCU.org to have them add a Premium Checking Account upon opening.

View Premium Savings Rates Account Update Form Join Now