You can’t predict the future, but you can save for it.

Signature Share Accounts allow you to grow your savings for different uses at a later date. Compare minimum deposits, dividend rates and terms to find the Share Account that fits with your investment strategy -- there might be more than one.

And we’d like to help you figure it out – talk to a real person about your questions at (800) 336.0284.

Compare Share Accounts and Rates

Share Rates
Product Type Minimum Balance to Open Minimum Balance to Earn APY Annual Percentage Yield (APY)
Savings $5 $5 0.00%
Savings $5 $100 0.15%
Signature High-Yield Savings (bundled with Signature Cash Back or Signature High-Yield Checking) $0 $0 1.982% / 2.00%
on balances of $100,000.00 and below
0.499% / 2.00% to 1.50% on balances of $100,000.01 or greater
0.05% / 0.05%
Did not meet qualifications
Club Accounts $0 $100 0.25%
Youth Savings $5 $5 0.25%
IRA Savings $0 $0 0.75%
$20,000 0.80%
$50,000 0.90%
$100,000 1.00%
Money Market Account1 $0 $500 1.00%
$10,000 1.15%
$50,000 1.25%
Legacy Money Market1 $0 $500 1.10%
$10,000 1.20%
$50,000 1.35%
Standard Checking/Student Checking $0 $0 0.00%
Signature Cash Back Checking $0 $0 0.00%
Signature High-Yield Checking $0 $0 4.889% / 5.00%
on balances of $25,000.00 and below
0.499 / 5.00% to 1.15% on balances of $25,000.01 or greater
0.05% / 0.05%
Did not meet qualifications
Youth Checking $0 $0 0.10%
Legacy Checking $0 $0 0.05%
ATM Rebate Checking $0 $0 0.00%
Debit Card Points Checking $0 $0 0.00%
Share and IRA Certificate Rates (Share/IRA/Roth/ESA)
Certificate Type Minimum Balance to Open and Earn APY APY
3 Month $500 3.40%
6 Month $500 3.65%
9 Month $500 3.95%
12 Month $500 4.00%
18 Month $500 3.85%
24 Month $500 3.75%
36 Month $500 3.65%
48 Month $500 3.70%
60 Month $500 3.75%
EZ Save Certificate Rate
Certificate Type Minimum Balance to Open and Earn APY APY
1 Year EZ Save2 $50 4.40%

Have trouble saving? We have made it EZ to start saving with just an initial $50 minimum deposit.

Our EZ Save Certificate offers:A 12-month term, after 12 months you have the opportunity to transfer the balance to another Share Certificate

  • One EZ Save Certificate per account (Limit $25,000)
  • Make additional deposits anytime by mailing a check, setting up a payroll/retirement allotment, Online Branch or Mobile App transfer, or even transfer funds from your local financial institution

For more information about Signature EZ Save or to open a certificate, please contact one of our qualified representatives at (800) 336.0284.

For all term share accounts (Share Certificates), rates are fixed for the term of the Share Certificates and penalty may be assessed for early withdrawal of funds from Share Certificates.


Your deposits are federally insured up to $250,000 by the National Credit Union Administration. Rates are set by the Board of Directors and may change without notice. Rates may also change on your account after it’s opened. Fees or other charges could reduce the earnings on the account. For current rates and account information call (800) 336.0284. All rates effective 6/12/2025.

View the terms and conditions for all of our share products here.

1Money Market Accounts – Annual Percentage Yield can change monthly. Limited to 6 withdrawals per month. To qualify for the Legacy Money Market account you must be at least 55 or older.

2Balances under $25,000 will earn 4.40% Annual Percentage Yield (APY). Balances over $25,000, including any paid dividends, will earn 0.10% APY. Once your balance reaches $25,000, in order to earn the full dividend of 4.40% APY you must request your earned dividends to be automatically transferred out of the EZ Save Certificate. A penalty may be assessed for early withdrawal of funds excluding dividends.