Tired of paying monthly fees on your checking account?
Whether you want the standard option or one with more features, every Signature FCU checking account gives you a Visa® debit card, Online Branch access, mobile banking including remote deposit anywhere, and access to a network of over 30,000 free ATMs and 5,000+ shared branches across the country.
Choose the Signature FCU Checking account below that fits your needs.
Standard Checking
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No minimum balance, no monthly account fee.
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A Visa debit card you can use anywhere
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E-statements
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24/7 account access with our Online Branch & Mobile App
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Free ATMs through our Co-Op and Culiance Networks
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30,000+ branch network
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A no-fee account that pays high dividend1
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Earn 5.00% APY on balances up to and including $25,000
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$0 minimum deposit to open account
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Refunds on ATM withdrawal fees nationwide (up to $25 monthly)
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Bundled with a Signature High-Yield Savings Account to build savings automatically
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Earn 5.00%2 cash back on debit card purchases
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No restrictions on which types of purchases earn you cash back
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Bundled with a Signature High-Yield Savings Account for an enhanced savings strategy
Your deposits are federally insured up to $250,000 by NCUA.
Overdraft Services
Signature FCU offers several services to help you avoid overdrafts, returned checks, and declined transactions.
Overdraft Coverage Options
Service |
Cost |
Overdraft Protection Link to Another Deposit
Account you have at Signature Federal Credit Union1
|
$0.00 per transfer fee |
Overdraft Protection Line of Credit1, 2
|
Subject to Interest Charges |
Member Privilege |
$30.00 Member Privilege Fee per item |
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Overdraft Protection Link to Another Deposit Account: applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account you may have at Signature Federal Credit Union.
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Overdraft Protection Line of Credit: applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from a line of credit you may have at Signature Federal Credit Union for a finance charge. Please note that overdraft lines of credit are subject to credit approval.
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Member Privilege: allows you to overdraw your account up to the disclosed limit for a fee to pay a transaction. Even if you have Overdraft Protection, Member Privilege is still available as secondary coverage if the other protection source is exhausted. Learn more at www.SignatureFCU.org/MemberPrivilege
Application Center
Ready to open your Checking account? Complete the application below.
View Checking Rates Membership Application
Already a member?
Simply add a Checking Account by logging into the Online Branch or our SFCU Mobile App, click the hamburger menu in the top left-hand corner, then click on the account name at the very bottom of the menu. Select the Add An Account button from the list of options that appears. For additional information contact our Member Services Department at (800) 336.0284 ext. 684 or MemberServices@SignatureFCU.org or complete the Account Update form below
Account Update Form
Return the completed form by mail or by using our Secure Upload button, we'll take it from there.
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