We make paying for education easy.

Our educational loans can be used to pay for college, private and trade school tuition. Signature FCU brings members competitive loan and refinancing options to make paying for education easy. We even offer deferred payments for students still in school through our partnership with Sallie Mae.

Options for parents, guardians or grandparents:

  • Home Equity Lines of Credit – You can borrow against the equity in your home, and as you pay down what you have used on the line of credit, more funds become available to use for future school years. 
  • Unsecured Line of Credit – For homeowners without equity in their home or those that don't own a home, this option offers low rates and the ability to pay down balances that can be used again in upcoming school years.
  • Personal Loans – Close the financial gap to help pay for tuition and incidentals with a Personal Loan. Available with up to a $25,000 limit.

Options for the student:

  • Educational Loans – Ideal for covering tuition and room and board, we can issue a check directly to the school for faster processing and peace of mind. You may be able to write off the interest on your taxes.
  • Student Checking – Starting college is a great opportunity to start being financially independent. With a no-fee Student Checking account, you will receive a debit card that can be used anywhere Visa is accepted, and you can even earn interest on funds in the account.
  • Student Visa® – Use this card to make purchases anywhere Visa cards are accepted. The Student Visa card starts at a low 7.99% annual percentage rate and there are no annual fees.

Deferred Payments with Sallie Mae's Smart Option Student Loan

For college expenses not covered by scholarships or federal loans, Signature FCU has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates. You can even choose to defer your payments while still in school.

Sallie Mae requires their own application. To apply for a Sallie Mae Smart Option Student Loan, please use the button below.

Apply for a Student Loan with Sallie Mae

Application Center

Not a Signature FCU member? Join today! (You must be a Signature FCU member to apply for a loan)

Join Signature FCU

Ready to apply for a Student Loan? Complete one of the application options below. (To apply for a loan online, you must be enrolled in our Online Branch and have your Member Number)

View Student Loan Rates Apply for a Student Loan Online

Consumer Loan Application

If you have completed the Consumer Loan Application, you can submit it by using our Secure Upload button below.

Securely Upload You Consumer Loan Application