A payment plan you can afford for the house you fell in love with.
Buying a home is the biggest financial commitment most of you will ever make. We can help make it a great experience, by helping you select the best rates and terms to meet your needs.
Compare Mortgage Packages
30-year Fixed Rate Calculate Payment
Rate |
Points |
APR |
5.750 % |
0.00 |
5.843 |
5.625 % |
0.50 |
5.763 |
5.500 % |
1.00 |
5.684 |
5.375 % |
1.50 |
5.604 |
5.250 % |
2.00 |
5.524 |
20-year Fixed Rate Calculate Payment
Rate |
Points |
APR |
5.375 % |
0.00 |
5.497 |
5.250 % |
0.50 |
5.433 |
5.125 % |
1.00 |
5.369 |
5.000 % |
1.50 |
5.304 |
4.875 % |
2.00 |
5.240 |
15-year Fixed Rate Calculate Payment
Rate |
Points |
APR |
5.000 % |
0.00 |
5.153 |
4.875 % |
0.50 |
5.104 |
4.750 % |
1.00 |
5.056 |
4.625 % |
1.50 |
5.007 |
4.500 % |
2.00 |
4.959 |
10-year Fixed Rate Calculate Payment
Rate |
Points |
APR |
4.875 % |
0.00 |
5.093 |
4.750 % |
0.50 |
5.077 |
4.625 % |
1.00 |
5.062 |
4.500 % |
1.50 |
5.047 |
4.375 % |
2.00 |
5.032 |
3/1-year ARM** Calculate Payment
Rate |
Points |
APR |
5.500 % |
0.00 |
5.591 |
5.375 % |
0.50 |
5.511 |
5.250 % |
1.00 |
5.431 |
5.125 % |
1.50 |
5.351 |
5/1-year ARM** Calculate Payment
Rate |
Points |
APR |
5.625 % |
0.00 |
5.717 |
5.500 % |
0.50 |
5.637 |
5.375 % |
1.00 |
5.557 |
5.250 % |
1.50 |
5.477 |
7/1-year Adjustable Rate Mortgage (ARM)** Calculate Payment
Rate |
Points |
APR |
5.750 % |
0.00 |
5.843 |
5.625 % |
0.50 |
5.763 |
5.500 % |
1.00 |
5.684 |
5.375 % |
1.50 |
5.604 |
30-year Fixed Rate Jumbo Calculate Payment
Rate |
Points |
APR |
6.375 % |
0.00 |
6.471 |
6.250 % |
0.50 |
6.394 |
6.125 % |
1.00 |
6.316 |
6.000 % |
1.50 |
6.238 |
5.875 % |
2.00 |
6.159 |
15-year Fixed Rate Jumbo Calculate Payment
Rate |
Points |
APR |
5.625 % |
0.00 |
5.781 |
5.500 % |
0.50 |
5.733 |
5.375 % |
1.00 |
5.686 |
5.250 % |
1.50 |
5.639 |
5.125 % |
2.00 |
5.592 |
Primary Residential Properties:
-
Purchases are available for up to 97% maximum financing on Single Family Dwellings for qualified borrowers
-
90% on all Condos
-
75% on 1-4 Unit Dwellings
-
Refinances are available for up to 97% maximum financing
-
Cash out refinances are available for up to 85% maximum financing and require additional pricing adjustments based on the qualifications of each member’s credit score, credit history and income, loan-to-value (LTV), occupancy, loan purpose, payment type, and loan amount
Iinvestment Properties:
-
Purchases are available for up to 85% maximum financing
-
Cash out refinances are available for up to 75% maximum financing; some restrictions apply – contact the Signature Mortgage Department for details
-
Interest rates will be 1% higher than conventional rates
-
15-year maximum term
All Signature Mortgage Loans include the following:
-
Three percent (3%) minimum down payment required on all real estate purchases
-
Rates and terms may differ and rate adjustments may apply based on the qualifications of each member’s credit history and income, loan-to-value (LTV), occupancy, loan purpose, payment type and loan amount
-
APR calculations are based on loan amount up to $726,200 plus points
-
APR calculations for Jumbo Loans are based on loan amount over $726,200 plus points
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Private Mortgage Insurance (PMI) is required for loans above 80% loan to value
-
Property hazard insurance is required on all Real Estate Products and is not the same as PMI