A payment plan you can afford for the house you fell in love with.
Buying a home is the biggest financial commitment most of you will ever make. We can help make it a great experience, by helping you select the best rates and terms to meet your needs.
Compare Mortgage Packages
30-year Fixed Rate Calculate Payment
Rate |
Points |
APR |
6.500 % |
0.00 |
6.597 |
6.375 % |
0.50 |
6.520 |
6.250 % |
1.00 |
6.442 |
6.125 % |
1.50 |
6.365 |
6.000 % |
2.00 |
6.286 |
20-year Fixed Rate Calculate Payment
Rate |
Points |
APR |
6.000 % |
0.00 |
6.125 |
5.875 % |
0.50 |
6.062 |
5.750 % |
1.00 |
6.000 |
5.625 % |
1.50 |
5.937 |
5.500 % |
2.00 |
5.874 |
15-year Fixed Rate Calculate Payment
Rate |
Points |
APR |
5.750 % |
0.00 |
5.906 |
5.625 % |
0.50 |
5.859 |
5.500 % |
1.00 |
5.812 |
5.375 % |
1.50 |
5.766 |
5.250 % |
2.00 |
5.668 |
10-year Fixed Rate Calculate Payment
Rate |
Points |
APR |
5.500 % |
0.00 |
5.721 |
5.375 % |
0.50 |
5.706 |
5.250 % |
1.00 |
5.692 |
5.125 % |
1.50 |
5.679 |
5.000 % |
2.00 |
5.665 |
3/6 Month SOFR ARM** Calculate Payment
Rate |
Points |
APR |
5.875 % |
0.00 |
5.968 |
5.750 % |
0.50 |
5.889 |
5.625 % |
1.00 |
5.810 |
5.500 % |
1.50 |
5.731 |
5/6 Month SOFR ARM** Calculate Payment
Rate |
Points |
APR |
6.000 % |
0.00 |
6.094 |
5.875 % |
0.50 |
6.015 |
5.750 % |
1.00 |
5.937 |
5.625 % |
1.50 |
5.857 |
7/6 Month SOFR ARM** Calculate Payment
Rate |
Points |
APR |
6.125 % |
0.00 |
6.220 |
6.000 % |
0.50 |
6.142 |
5.875 % |
1.00 |
6.063 |
5.750 % |
1.50 |
5.984 |
30-year Fixed Rate Jumbo Calculate Payment
Rate |
Points |
APR |
6.750 % |
0.00 |
6.848 |
6.625 % |
0.50 |
6.772 |
6.500 % |
1.00 |
6.695 |
6.375 % |
1.50 |
6.618 |
6.250 % |
2.00 |
6.541 |
15-year Fixed Rate Jumbo Calculate Payment
Rate |
Points |
APR |
6.625 % |
0.00 |
6.785 |
6.500 % |
0.50 |
6.740 |
6.375 % |
1.00 |
6.695 |
6.250 % |
1.50 |
6.651 |
6.125 % |
2.00 |
6.606 |
Primary Residential Properties:
-
Purchases are available for up to 97% maximum financing on Single Family Dwellings for qualified borrowers
-
90% on all Condos
-
75% on 1-4 Unit Dwellings
-
Refinances are available for up to 97% maximum financing
-
Cash out refinances are available for up to 85% maximum financing and require additional pricing adjustments based on the qualifications of each member’s credit score, credit history and income, loan-to-value (LTV), occupancy, loan purpose, payment type, and loan amount
Investment Properties:
-
Purchases are available for up to 85% maximum financing
-
Cash out refinances are available for up to 75% maximum financing; some restrictions apply – contact the Signature Mortgage Department for details
-
Interest rates will be 1% higher than conventional rates
-
30-year maximum term
All Signature Mortgage Loans include the following:
-
Three percent (3%) minimum down payment required on all real estate purchases
-
Rates and terms may differ and rate adjustments may apply based on the qualifications of each member’s credit history and income, loan-to-value (LTV), occupancy, loan purpose, payment type and loan amount
-
APR calculations are based on loan amount up to $806,500 plus points
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APR calculations for Jumbo Loans are based on loan amount over $806,500 plus points
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Private Mortgage Insurance (PMI) is required for loans above 80% loan to value
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Property hazard insurance is required on all Real Estate Products and is not the same as PMI