A payment plan you can afford for the house you fell in love with.

Buying a home is the biggest financial commitment most of you will ever make. We can help make it a great experience, by helping you select the best rates and terms to meet your needs. 

Compare Mortgage Packages

30-year Fixed Rate Calculate Payment
Rate Points APR
6.625% 0.00 6.723
6.500% 0.50 6.646
6.375% 1.00 6.569
6.250% 1.50 6.491
6.125% 2.00 6.414

Conforming loan amounts up to $832,750.

20-year Fixed Rate Calculate Payment
Rate Points APR
6.375% 0.00 6.502
6.250% 0.50 6.440
6.125% 1.00 6.378
6.000% 1.50 6.316
5.875% 2.00 6.254

Conforming loan amounts up to $832,750.

15-year Fixed Rate Calculate Payment
Rate Points APR
5.875% 0.00 6.032
5.750% 0.50 5.985
5.625% 1.00 5.939
5.500% 1.50 5.892
5.375% 2.00 5.845

Conforming loan amounts up to $832,750.

10-year Fixed Rate Calculate Payment
Rate Points APR
5.750% 0.00 5.972
5.625% 0.50 5.958
5.500% 1.00 5.944
5.375% 1.50 5.931
5.250% 2.00 5.918

Conforming loan amounts up to $832,750.

3/6 Month SOFR ARM** Calculate Payment
Rate Points APR
6.125% 0.00 6.220
6.000% 0.50 6.142
5.875% 1.00 6.063
5.750% 1.50 5.984

Conforming loan amounts up to $832,750.
Non-Convertible 2/1/5 Margin 2.50.

5/6 Month SOFR ARM** Calculate Payment
Rate Points APR
6.250% 0.00 6.345
6.125% 0.50 6.268
6.000% 1.00 6.189
5.875% 1.50 6.111

Conforming loan amounts up to $832,750.
Non-Convertible 2/1/5 Margin 2.50.

7/6 Month SOFR ARM** Calculate Payment
Rate Points APR
6.375% 0.00 6.471
6.250% 0.50 6.394
6.125% 1.00 6.316
6.000% 1.50 6.238

Conforming loan amounts up to $832,750.
Non-Convertible 5/1/5 Margin 2.50.

30-year Fixed Rate Jumbo Calculate Payment
Rate Points APR
6.875% 0.00 6.974
6.750% 0.50 6.898
6.625% 1.00 6.822
6.500% 1.50 6.745
6.375% 2.00 6.668

Conforming loan amounts from $832,750.01

15-year Fixed Rate Jumbo Calculate Payment
Rate Points APR
6.125% 0.00 6.220
6.000% 0.50 6.142
5.875% 1.00 6.063
5.750% 1.50 5.984
5.625% 2.00 5.905

Conforming loan amounts from $832,750.01

All rates are effective as of July 27, 2026 and are subject to daily fluctuations. Rates are based on a 30-day lock-in. A 1.00% origination fee and a $350 processing fee will be applied to all Mortgage Loans. For today’s rate, contact the Mortgage Department at (800) 336.0284.

Maximum loan amount for one borrower is $2,000,000.

Primary Residential Properties:

  • Purchases are available for up to 97% maximum financing on Single Family Dwellings for qualified borrowers
  • 90% on all Condos
  • 75% on 1-4 Unit Dwellings
  • Refinances are available for up to 97% maximum financing
  • Cash out refinances are available for up to 85% maximum financing and require additional pricing adjustments based on the qualifications of each member’s credit score, credit history and income, loan-to-value (LTV), occupancy, loan purpose, payment type, and loan amount

Investment Properties:

  • Purchases are available for up to 85% maximum financing
  • Cash out refinances are available for up to 75% maximum financing; some restrictions apply – contact the Signature Mortgage Department for details
  • Interest rates will be 1% higher than conventional rates
  • 30-year maximum term

All Signature Mortgage Loans include the following:

  • Three percent (3%) minimum down payment required on all real estate purchases
  • Rates and terms may differ and rate adjustments may apply based on the qualifications of each member’s credit history and income, loan-to-value (LTV), occupancy, loan purpose, payment type and loan amount
  • APR calculations are based on loan amounts up to $832,750.01 plus points
  • APR calculations for Jumbo Loans are based on loan amounts over $832,750.01 plus points
  • Private Mortgage Insurance (PMI) is required for loans above 80% loan to value
  • Property hazard insurance is required on all Real Estate Products and is not the same as PMI