A payment plan you can afford for the house you fell in love with.

Buying a home is the biggest financial commitment most of you will ever make. We can help make it a great experience, by helping you select the best rates and terms to meet your needs. 

Compare Mortgage Packages

30-year Fixed Rate Calculate Payment
Rate Points APR
5.625 % 0.00 5.717
5.500 % 0.50 5.637
5.375 % 1.00 5.557
5.250 % 1.50 5.477
5.125 % 2.00 5.397

Conforming loan amounts up to $647,200.

20-year Fixed Rate Calculate Payment
Rate Points APR
5.375 % 0.00 5.497
5.250 % 0.50 5.433
5.125 % 1.00 5.369
5.000 % 1.50 5.304
4.875 % 2.00 5.240

Conforming loan amounts up to $647,200.

15-year Fixed Rate Calculate Payment
Rate Points APR
4.750 % 0.00 4.902
4.625 % 0.50 4.853
4.500 % 1.00 4.804
4.375 % 1.50 4.755
4.250 % 2.00 4.706

Conforming loan amounts up to $647,200.

10-year Fixed Rate Calculate Payment
Rate Points APR
4.625 % 0.00 4.842
4.500 % 0.50 4.826
4.375 % 1.00 4.810
4.250 % 1.50 4.795
4.125 % 2.00 4.779

Conforming loan amounts up to $647,200.

3/1-year ARM** Calculate Payment
Rate Points APR
4.875 % 0.00 4.963
4.750 % 0.50 4.881
4.625 % 1.00 4.799
4.500 % 1.50 4.717

Conforming loan amounts up to $647,200.
Non-Convertible 2/2/6 Margin 1.75.

5/1-year ARM** Calculate Payment
Rate Points APR
5.000 % 0.00 5.089
4.875 % 0.50 5.007
4.750 % 1.00 4.926
4.625 % 1.50 4..844

Conforming loan amounts up to $647,200.
Non-Convertible 5/2/5 Margin 1.75.

7/1-year Adjustable Rate Mortgage (ARM)** Calculate Payment
Rate Points APR
5.125 % 0.00 5.214
5.000 % 0.50 5.133
4.875 % 1.00 5.052
4.750 % 1.50 4.971

Conforming loan amounts up to $647,200.
Non-Convertible 5/2/5 Margin 1.75.

30-year Fixed Rate Jumbo Calculate Payment
Rate Points APR
6.250 % 0.00 6.345
6.125 % 0.50 6.268
6.000 % 1.00 6.189
5.875 % 1.50 6.111
5.750 % 2.00 6.032

Conforming loan amounts from $647,200. ($970,800 in qualifying areas.)

15-year Fixed Rate Jumbo Calculate Payment
Rate Points APR
5.875 % 0.00 6.032
5.750 % 0.50 5.985
5.625 % 1.00 5.939
5.500 % 1.50 5.892
5.375 % 2.00 5.845

Conforming loan amounts from $647,200. ($970,800 in qualifying areas.)

All rates are effective as of June 28, 2022 and are subject to daily fluctuations. Rates are based on a 30-day lock-in. A 1.00% origination fee and a $350 processing fee will be applied to all Mortgage Loans. For today’s rate, contact the Mortgage Department at (800) 336.0284.

Conforming loan amounts from $647,200. ($970,800 in qualifying areas.)

Primary Residential Properties:

  • Purchases are available for up to 97% maximum financing on Single Family Dwellings for qualified borrowers
  • 90% on all Condos
  • 75% on 1-4 Unit Dwellings
  • Refinances are available for up to 97% maximum financing
  • Cash out refinances are available for up to 85% maximum financing and require additional pricing adjustments based on the qualifications of each member’s credit score, credit history and income, loan-to-value (LTV), occupancy, loan purpose, payment type, and loan amount

Investment Properties:

  • Purchases are available for up to 85% maximum financing
  • Cash out refinances are available for up to 75% maximum financing; some restrictions apply – contact the Signature Mortgage Department for details
  • Interest rates will be 1% higher than conventional rates
  • 15-year maximum term

All Signature Mortgage Loans include the following:

  • Three percent (3%) minimum down payment required on all real estate purchases
  • Rates and terms may differ and rate adjustments may apply based on the qualifications of each member’s credit history and income, loan-to-value (LTV), occupancy, loan purpose, payment type and loan amount
  • APR calculations are based on loan amount up to $647,200 plus points
  • APR calculations for Jumbo Loans are based on loan amount over $647,200 plus points
  • Private Mortgage Insurance (PMI) is required for loans above 80% loan to value
  • Property hazard insurance is required on all Real Estate Products and is not the same as PMI