A payment plan you can afford for the house you fell in love with.

Buying a home is the biggest financial commitment most of you will ever make. We can help make it a great experience, by helping you select the best rates and terms to meet your needs. 

Compare Mortgage Packages

30-year Fixed Rate Calculate Payment
Rate Points APR
5.125 % 0.00 5.192
5.000 % 0.50 5.111
4.875 % 1.00 5.030
4.750 % 1.50 4.948
4.625 % 2.00 4.866

Conforming loan amounts up to $453,100.

20-year Fixed Rate Calculate Payment
Rate Points APR
4.875 % 0.00 4.965
4.750 % 0.50 4.899
4.625 % 1.00 4.834
4.500 % 1.50 4.768
4.375 % 2.00 4.702

Conforming loan amounts up to $453,100.

15-year Fixed Rate Calculate Payment
Rate Points APR
4.250 % 0.00 4.362
4.125 % 0.50 4.312
4.000 % 1.00 4.262
3.875 % 1.50 4.211
3.750 % 2.00 4.161

Conforming loan amounts up to $453,100.

10-year Fixed Rate Calculate Payment
Rate Points APR
4.125 % 0.00 4.286
4.000 % 0.50 4.269
3.875 % 1.00 4.252
3.750 % 1.50 4.235
3.625 % 2.00 4.218

Conforming loan amounts up to $453,100.

3/1-year ARM** Calculate Payment
Rate Points APR
3.750 % 0.00 3.812
3.625 % 0.50 3.727
3.500 % 1.00 3.643
3.375 % 1.50 3.558

Conforming loan amounts up to $453,100.
Non-Convertible 2/2/6 Margin 1.75.

5/1-year ARM** Calculate Payment
Rate Points APR
3.875 % 0.00 3.937
3.750 % 0.50 3.853
3.625 % 1.00 3.769
3.500 % 1.50 3.684

Conforming loan amounts up to $453,100.
Non-Convertible 5/2/5 Margin 1.75.

7/1-year Adjustable Rate Mortgage (ARM)** Calculate Payment
Rate Points APR
4.000 % 0.00 4.062
3.875 % 0.50 3.979
3.750 % 1.00 3.895
3.625 % 1.50 3.810

Conforming loan amounts up to $453,100.
Non-Convertible 5/2/5 Margin 1.75.

30-year Fixed Rate Jumbo Calculate Payment
Rate Points APR
5.250 % 0.00 5.317
5.125 % 0.50 5.237
5.000 % 1.00 5.156
4.875 % 1.50 5.075
4.750 % 2.00 4.993

Conforming loan amounts from $453,101. ($679,650 in qualifying areas.)

15-year Fixed Rate Jumbo Calculate Payment
Rate Points APR
4.625 % 0.00 4.738
4.500 % 0.50 4.689
4.375 % 1.00 4.639
4.250 % 1.50 4.590
4.125 % 2.00 4.540

Conforming loan amounts from $453,101. ($679,650 in qualifying areas.)

All rates are effective as of October 15, 2018, and are subject to daily fluctuations. Rates are based on a 30-day lock. A 0.75% origination fee and a $150 processing fee will be applied to all Mortgage Loans. For today’s rate, contact the Mortgage Department at (800) 336.0284.

Conforming loan amounts from $453,101. ($679,650 in qualifying areas.)

Primary Residential Properties:

  • Purchases are available for up to 97% maximum financing on Single Family Dwellings for qualified borrowers
  • 90% on all Condos
  • 75% on 1-4 Unit Dwellings
  • Refinances are available for up to 97% maximum financing
  • Cash out refinances are available for up to 85% maximum financing and require additional pricing adjustments based on the qualifications of each member’s credit score, credit history and income, loan-to-value (LTV), occupancy, loan purpose, payment type, and loan amount

Investment Properties:

  • Purchases are available for up to 85% maximum financing
  • Cash out refinances are available for up to 75% maximum financing; some restrictions apply – contact the Signature Mortgage Department for details
  • Interest rates will be 1% higher than conventional rates
  • 15-year maximum term

All Signature Mortgage Loans include the following:

  • Three percent (3%) minimum down payment required on all real estate purchases
  • Rates and terms may differ and rate adjustments may apply based on the qualifications of each member’s credit history and income, loan-to-value (LTV), occupancy, loan purpose, payment type and loan amount
  • APR calculations are based on loan amount up to $424,100 plus points
  • APR calculations for Jumbo Loans are based on loan amount over $424,101 plus points
  • Private Mortgage Insurance (PMI) is required for loans above 80% loan to value
  • Property hazard insurance is required on all Real Estate Products and is not the same as PMI