A payment plan you can afford for the house you fell in love with.

Buying a home is the biggest financial commitment most of you will ever make. We can help make it a great experience, by helping you select the best rates and terms to meet your needs. 

Compare Mortgage Packages

30-year Fixed Rate Calculate Payment
Rate Points APR
4.000 % 0.00 4.062
3.875 % 0.50 3.979
3.750 % 1.00 3.844
3.625 % 1.50 3.810
3.500 % 2.00 3.726

Conforming loan amounts up to $484,350.

20-year Fixed Rate Calculate Payment
Rate Points APR
3.750 % 0.00 3.836
3.625 % 0.50 3.768
3.500 % 1.00 3.700
3.375 % 1.50 3.632
3.250 % 2.00 3.564

Conforming loan amounts up to $484,350.

15-year Fixed Rate Calculate Payment
Rate Points APR
3.000 % 0.00 3.108
2.875 % 0.50 3.055
2.750 % 1.00 3.003
2.625 % 1.50 2.950
2.500 % 2.00 2.897

Conforming loan amounts up to $484,350.

10-year Fixed Rate Calculate Payment
Rate Points APR
2.875 % 0.00 3.032
2.750 % 0.50 3.013
2.625 % 1.00 2.993
2.500 % 1.50 2.974
2.375 % 2.00 2.955

Conforming loan amounts up to $484,350.

3/1-year ARM** Calculate Payment
Rate Points APR
2.875 % 0.00 2.934
2.750 % 0.50 2.847
2.625 % 1.00 2.761
2.500 % 1.50 2.674

Conforming loan amounts up to $484,350.
Non-Convertible 2/2/6 Margin 1.75.

5/1-year ARM** Calculate Payment
Rate Points APR
3.000 % 0.00 3.059
2.875 % 0.50 2.973
2.750 % 1.00 2.887
2.625 % 1.50 2.800

Conforming loan amounts up to $484,350.
Non-Convertible 5/2/5 Margin 1.75.

7/1-year Adjustable Rate Mortgage (ARM)** Calculate Payment
Rate Points APR
3.125 % 0.00 3.184
3.000 % 0.50 3.099
2.875 % 1.00 3.013
2.750 % 1.50 2.926

Conforming loan amounts up to $484,350.
Non-Convertible 5/2/5 Margin 1.75.

30-year Fixed Rate Jumbo Calculate Payment
Rate Points APR
4.125 % 0.00 4.188
4.000 % 0.50 4.104
3.875 % 1.00 4.021
3.750 % 1.50 3.937
3.625 % 2.00 3.852

Conforming loan amounts from $484,350. ($726,525 in qualifying areas.)

15-year Fixed Rate Jumbo Calculate Payment
Rate Points APR
3.125 % 0.00 3.234
3.000 % 0.50 3.181
2.875 % 1.00 3.129
2.750 % 1.50 3.076
2.625 % 2.00 3.023

Conforming loan amounts from $484,350. ($726,525 in qualifying areas.)

All rates are effective as of December 13, 2019, and are subject to daily fluctuations. Rates are based on a 30-day lock-in. A 0.75% origination fee and a $150 processing fee will be applied to all Mortgage Loans. For today’s rate, contact the Mortgage Department at (800) 336.0284.

Conforming loan amounts from $484,350. ($726,525 in qualifying areas.)

Primary Residential Properties:

  • Purchases are available for up to 97% maximum financing on Single Family Dwellings for qualified borrowers
  • 90% on all Condos
  • 75% on 1-4 Unit Dwellings
  • Refinances are available for up to 97% maximum financing
  • Cash out refinances are available for up to 85% maximum financing and require additional pricing adjustments based on the qualifications of each member’s credit score, credit history and income, loan-to-value (LTV), occupancy, loan purpose, payment type, and loan amount

Investment Properties:

  • Purchases are available for up to 85% maximum financing
  • Cash out refinances are available for up to 75% maximum financing; some restrictions apply – contact the Signature Mortgage Department for details
  • Interest rates will be 1% higher than conventional rates
  • 15-year maximum term

All Signature Mortgage Loans include the following:

  • Three percent (3%) minimum down payment required on all real estate purchases
  • Rates and terms may differ and rate adjustments may apply based on the qualifications of each member’s credit history and income, loan-to-value (LTV), occupancy, loan purpose, payment type and loan amount
  • APR calculations are based on loan amount up to $484,350 plus points
  • APR calculations for Jumbo Loans are based on loan amount over $484,350 plus points
  • Private Mortgage Insurance (PMI) is required for loans above 80% loan to value
  • Property hazard insurance is required on all Real Estate Products and is not the same as PMI