A payment plan you can afford for the house you fell in love with.

Buying a home is the biggest financial commitment most of you will ever make. We can help make it a great experience, by helping you select the best rates and terms to meet your needs. 

Compare Mortgage Packages

30-year Fixed Rate Calculate Payment
Rate Points APR
6.500 % 0.00 6.597
6.375 % 0.50 6.520
6.250 % 1.00 6.442
6.125 % 1.50 6.365
6.000 % 2.00 6.286

Conforming loan amounts up to $806,500.

20-year Fixed Rate Calculate Payment
Rate Points APR
6.000 % 0.00 6.125
5.875 % 0.50 6.062
5.750 % 1.00 6.000
5.625 % 1.50 5.937
5.500 % 2.00 5.874

Conforming loan amounts up to $806,500.

15-year Fixed Rate Calculate Payment
Rate Points APR
5.625 % 0.00 5.781
5.500 % 0.50 5.733
5.375 % 1.00 5.686
5.250 % 1.50 5.639
5.125 % 2.00 5.592

Conforming loan amounts up to $806,500.

10-year Fixed Rate Calculate Payment
Rate Points APR
5.500 % 0.00 5.721
5.375 % 0.50 5.706
5.250 % 1.00 5.692
5.125 % 1.50 5.679
5.000 % 2.00 5.665

Conforming loan amounts up to $806,500.

3/6 Month SOFR ARM** Calculate Payment
Rate Points APR
5.750 % 0.00 5.843
5.625 % 0.50 5.763
5.500 % 1.00 5.684
5.375 % 1.50 5.604

Conforming loan amounts up to $806,500.
Non-Convertible 2/1/5 Margin 1.75.

5/6 Month SOFR ARM** Calculate Payment
Rate Points APR
5.875 % 0.00 5.968
5.750 % 0.50 5.889
5.625 % 1.00 5.810
5.500 % 1.50 5.731

Conforming loan amounts up to $806,500.
Non-Convertible 2/1/5 Margin 1.75.

7/6 Month SOFR ARM** Calculate Payment
Rate Points APR
6.000 % 0.00 6.094
5.875 % 0.50 6.015
5.750 % 1.00 5.937
5.625 % 1.50 5.857

Conforming loan amounts up to $806,500.
Non-Convertible 5/1/5 Margin 1.75.

30-year Fixed Rate Jumbo Calculate Payment
Rate Points APR
6.625 % 0.00 6.723
6.500 % 0.50 6.646
6.375 % 1.00 6.569
6.250 % 1.50 6.491
6.125 % 2.00 6.414

Conforming loan amounts from $806,500. ($1,209,750 in qualifying areas.)

15-year Fixed Rate Jumbo Calculate Payment
Rate Points APR
6.500 % 0.00 6.660
6.375 % 0.50 6.614
6.250 % 1.00 6.569
6.125 % 1.50 6.524
6.000 % 2.00 6.479

Conforming loan amounts from $806,500. ($1,209,750 in qualifying areas.)

All rates are effective as of July 21, 2025 and are subject to daily fluctuations. Rates are based on a 30-day lock-in. A 1.00% origination fee and a $350 processing fee will be applied to all Mortgage Loans. For today’s rate, contact the Mortgage Department at (800) 336.0284.

Conforming loan amounts from $806,500. ($1,209,750 in qualifying areas.)

Primary Residential Properties:

  • Purchases are available for up to 97% maximum financing on Single Family Dwellings for qualified borrowers
  • 90% on all Condos
  • 75% on 1-4 Unit Dwellings
  • Refinances are available for up to 97% maximum financing
  • Cash out refinances are available for up to 85% maximum financing and require additional pricing adjustments based on the qualifications of each member’s credit score, credit history and income, loan-to-value (LTV), occupancy, loan purpose, payment type, and loan amount

Investment Properties:

  • Purchases are available for up to 85% maximum financing
  • Cash out refinances are available for up to 75% maximum financing; some restrictions apply – contact the Signature Mortgage Department for details
  • Interest rates will be 1% higher than conventional rates
  • 30-year maximum term

All Signature Mortgage Loans include the following:

  • Three percent (3%) minimum down payment required on all real estate purchases
  • Rates and terms may differ and rate adjustments may apply based on the qualifications of each member’s credit history and income, loan-to-value (LTV), occupancy, loan purpose, payment type and loan amount
  • APR calculations are based on loan amount up to $806,500 plus points
  • APR calculations for Jumbo Loans are based on loan amount over $806,500 plus points
  • Private Mortgage Insurance (PMI) is required for loans above 80% loan to value
  • Property hazard insurance is required on all Real Estate Products and is not the same as PMI