A payment plan you can afford for the house you fell in love with.

Buying a home is the biggest financial commitment most of you will ever make. We can help make it a great experience, by helping you select the best rates and terms to meet your needs. 

Compare Mortgage Packages

30-year Fixed Rate                                                          Calculate Payment
Rate Points APR
4.125 % 0.00 4.294
4.000 % 0.50 4.211
3.875 % 1.00 4.084
3.750 % 1.50 3.958
3.625% 2.00 3.666

Conforming loan amounts up to $424,100.

20-year Fixed Rate                                                          Calculate Payment
Rate Points APR
3.875 % 0.00 3.932
3.750 % 0.50 3.807
3.625 % 1.00 3.682
3.500 % 1.50 3.557
3.375 % 2.00 3.431

Conforming loan amounts up to $424,100.

15-year Fixed Rate                                                           Calculate Payment
Rate Points APR
3.250 % 0.00 3.396
3.125 % 0.50 3.343
3.000 % 1.00 3.291
2.875 % 1.50 3.239
2.750 % 2.00 2.822

Conforming loan amounts up to $424,100.

10-year Fixed Rate                                                           Calculate Payment
Rate Points APR
3.125 % 0.00 3.230
3.000 % 0.50 3.211
2.875 % 1.00 3.191
2.750 % 1.50 3.172
2.625 % 2.00 3.154

Conforming loan amounts up to $424,100.

3/1-year ARM**                                                                 Calculate Payment
Rate Points APR
2.375 % 0.00 2.413
2.250 % 0.50 2.325
2.125 % 1.00 2.238
2.000 % 1.50 2.150

Conforming loan amounts up to $424,100.
Non-Convertible 2/2/5 Margin 1.75.

5/1-year ARM**                                                                 Calculate Payment
Rate Points APR
2.625 % 0.00 2.663
2.500 % 0.50 2.577
2.375 % 1.00 2.489
2.250 % 1.50 2.402

Conforming loan amounts up to $424,100.
Non-Convertible 5/2/5 Margin 1.75.

7/1-year Adjustable Rate Mortgage (ARM)**            Calculate Payment
Rate Points APR
3.000 % 0.00 3.119
2.875 % 0.50 3.033
2.750 % 1.00 2.789
2.625 % 1.50 2.702

Conforming loan amounts up to $424,100.
Non-Convertible 5/2/5 Margin 1.75.

30-year Fixed Rate Jumbo                                             Calculate Payment
Rate Points APR
4.250 % 0.00 4.421
4.125 % 0.50 4.337
4.000 % 1.00 4.211
3.875 % 1.50 4.084
3.750 % 2.00 3.791

Conforming loan amounts from $424,101. (From $729,751 in qualifying areas.)

15-year Fixed Rate Jumbo                                             Calculate Payment
Rate Points APR
3.375 % 0.00 3.521
3.250 % 0.50 3.469
3.125 % 1.00 3.417
3.000 % 1.50 3.365
2.875 % 2.00 3.019

Conforming loan amounts from $424,101. (From $729,751 in qualifying areas.)

7-year Balloon                                                                   Calculate Payment
Rate Points APR
3.125 % 0.00 3.280
3.000 % 0.50 3.079
2.875 % 1.00 2.993
2.750 % 1.50 2.906
2.625 % 2.00 2.820

All rates are effective as of May 26, 2017, and are subject to daily fluctuations. Rates are based on a 30-day lock. A 0.75% origination fee and a $150 processing fee will be applied to all Mortgage Loans. For today’s rate, contact the Mortgage Department at (800) 336.0284.

Conforming loan amounts from $424,101. (From $729,751 in qualifying areas.)

Primary Residential Properties:

  • Purchases are available for up to 97% maximum financing on Single Family Dwellings for qualified borrowers
  • 90% on all Condos
  • 75% on 1-4 Unit Dwellings
  • Refinances are available for up to 97% maximum financing
  • Cash out refinances are available for up to 85% maximum financing and require additional pricing adjustments based on the qualifications of each member’s credit score, credit history and income, loan-to-value (LTV), occupancy, loan purpose, payment type, and loan amount

Investment Properties:

  • Purchases are available for up to 85% maximum financing
  • Cash out refinances are available for up to 75% maximum financing; some restrictions apply – contact the Signature Mortgage Department for details
  • Interest rates will be 1% higher than conventional rates
  • 15-year maximum term

All Signature Mortgage Loans include the following:

  • Three percent (3%) minimum down payment required on all real estate purchases
  • Rates and terms may differ and rate adjustments may apply based on the qualifications of each member’s credit history and income, loan-to-value (LTV), occupancy, loan purpose, payment type and loan amount
  • APR calculations are based on loan amount up to $424,100 plus points
  • APR calculations for Jumbo Loans are based on loan amount over $424,101 plus points
  • Private Mortgage Insurance (PMI) is required for loans above 80% loan to value
  • Property hazard insurance is required on all Real Estate Products and is not the same as PMI