A payment plan you can afford for the house you fell in love with.

Buying a home is the biggest financial commitment most of you will ever make. We can help make it a great experience, by helping you select the best rates and terms to meet your needs. 

Compare Mortgage Packages

30-year Fixed Rate Calculate Payment
Rate Points APR
5.750 % 0.00 5.843
5.625 % 0.50 5.763
5.500 % 1.00 5.684
5.375 % 1.50 5.604
5.250 % 2.00 5.524

Conforming loan amounts up to $726,200.

20-year Fixed Rate Calculate Payment
Rate Points APR
5.375 % 0.00 5.497
5.250 % 0.50 5.433
5.125 % 1.00 5.369
5.000 % 1.50 5.304
4.875 % 2.00 5.240

Conforming loan amounts up to $726,200.

15-year Fixed Rate Calculate Payment
Rate Points APR
5.000 % 0.00 5.153
4.875 % 0.50 5.104
4.750 % 1.00 5.056
4.625 % 1.50 5.007
4.500 % 2.00 4.959

Conforming loan amounts up to $726,200.

10-year Fixed Rate Calculate Payment
Rate Points APR
4.875 % 0.00 5.093
4.750 % 0.50 5.077
4.625 % 1.00 5.062
4.500 % 1.50 5.047
4.375 % 2.00 5.032

Conforming loan amounts up to $726,200.

3/1-year ARM** Calculate Payment
Rate Points APR
5.500 % 0.00 5.591
5.375 % 0.50 5.511
5.250 % 1.00 5.431
5.125 % 1.50 5.351

Conforming loan amounts up to $726,200.
Non-Convertible 2/2/6 Margin 1.75.

5/1-year ARM** Calculate Payment
Rate Points APR
5.625 % 0.00 5.717
5.500 % 0.50 5.637
5.375 % 1.00 5.557
5.250 % 1.50 5.477

Conforming loan amounts up to $726,200.
Non-Convertible 5/2/5 Margin 1.75.

7/1-year Adjustable Rate Mortgage (ARM)** Calculate Payment
Rate Points APR
5.750 % 0.00 5.843
5.625 % 0.50 5.763
5.500 % 1.00 5.684
5.375 % 1.50 5.604

Conforming loan amounts up to $726,200.
Non-Convertible 5/2/5 Margin 1.75.

30-year Fixed Rate Jumbo Calculate Payment
Rate Points APR
6.375 % 0.00 6.471
6.250 % 0.50 6.394
6.125 % 1.00 6.316
6.000 % 1.50 6.238
5.875 % 2.00 6.159

Conforming loan amounts from $726,200. ($1,089,300 in qualifying areas.)

15-year Fixed Rate Jumbo Calculate Payment
Rate Points APR
5.625 % 0.00 5.781
5.500 % 0.50 5.733
5.375 % 1.00 5.686
5.250 % 1.50 5.639
5.125 % 2.00 5.592

Conforming loan amounts from $726,200. ($1,089,300 in qualifying areas.)

All rates are effective as of February 3, 2023 and are subject to daily fluctuations. Rates are based on a 30-day lock-in. A 1.00% origination fee and a $350 processing fee will be applied to all Mortgage Loans. For today’s rate, contact the Mortgage Department at (800) 336.0284.

Conforming loan amounts from $726,200. ($1,089,300 in qualifying areas.)

Primary Residential Properties:

  • Purchases are available for up to 97% maximum financing on Single Family Dwellings for qualified borrowers
  • 90% on all Condos
  • 75% on 1-4 Unit Dwellings
  • Refinances are available for up to 97% maximum financing
  • Cash out refinances are available for up to 85% maximum financing and require additional pricing adjustments based on the qualifications of each member’s credit score, credit history and income, loan-to-value (LTV), occupancy, loan purpose, payment type, and loan amount

Iinvestment Properties:

  • Purchases are available for up to 85% maximum financing
  • Cash out refinances are available for up to 75% maximum financing; some restrictions apply – contact the Signature Mortgage Department for details
  • Interest rates will be 1% higher than conventional rates
  • 15-year maximum term

All Signature Mortgage Loans include the following:

  • Three percent (3%) minimum down payment required on all real estate purchases
  • Rates and terms may differ and rate adjustments may apply based on the qualifications of each member’s credit history and income, loan-to-value (LTV), occupancy, loan purpose, payment type and loan amount
  • APR calculations are based on loan amount up to $726,200 plus points
  • APR calculations for Jumbo Loans are based on loan amount over $726,200 plus points
  • Private Mortgage Insurance (PMI) is required for loans above 80% loan to value
  • Property hazard insurance is required on all Real Estate Products and is not the same as PMI