A payment plan you can afford for the house you fell in love with.

Buying a home is the biggest financial commitment most of you will ever make. We can help make it a great experience, by helping you select the best rates and terms to meet your needs. 

Compare Mortgage Packages

30-year Fixed Rate Calculate Payment
Rate Points APR
6.125% 0.00 6.220
6.000% 0.50 6.142
5.875% 1.00 6.063
5.750% 1.50 5.984
5.625% 2.00 5.905

Conforming loan amounts up to $832,750.

20-year Fixed Rate Calculate Payment
Rate Points APR
5.875% 0.00 5.999
5.750% 0.50 5.937
5.625% 1.00 5.873
5.500% 1.50 5.810
5.375% 2.00 5.747

Conforming loan amounts up to $832,750.

15-year Fixed Rate Calculate Payment
Rate Points APR
5.500% 0.00 5.655
5.375% 0.50 5.608
5.250% 1.00 5.560
5.125% 1.50 5.513
5.000% 2.00 5.465

Conforming loan amounts up to $832,750.

10-year Fixed Rate Calculate Payment
Rate Points APR
5.250% 0.00 5.470
5.125% 0.50 5.455
5.000% 1.00 5.440
4.875% 1.50 5.426
4.750% 2.00 5.412

Conforming loan amounts up to $832,750.

3/6 Month SOFR ARM** Calculate Payment
Rate Points APR
5.500% 0.00 5.591
5.375% 0.50 5.511
5.250% 1.00 5.431
5.125% 1.50 5.351

Conforming loan amounts up to $832,750.
Non-Convertible 2/1/5 Margin 1.75.

5/6 Month SOFR ARM** Calculate Payment
Rate Points APR
5.625% 0.00 5.717
5.500% 0.50 5.637
5.375% 1.00 5.557
5.250% 1.50 5.477

Conforming loan amounts up to $832,750.
Non-Convertible 2/1/5 Margin 1.75.

7/6 Month SOFR ARM** Calculate Payment
Rate Points APR
5.750% 0.00 5.843
5.625% 0.50 5.763
5.500% 1.00 5.684
5.375% 1.50 5.604

Conforming loan amounts up to $832,750.
Non-Convertible 5/1/5 Margin 1.75.

30-year Fixed Rate Jumbo Calculate Payment
Rate Points APR
6.375% 0.00 6.471
6.250% 0.50 6.394
6.125% 1.00 6.316
6.000% 1.50 6.238
5.875% 2.00 6.159

Conforming loan amounts from $832,750.01

15-year Fixed Rate Jumbo Calculate Payment
Rate Points APR
5.750% 0.00 5.906
5.625% 0.50 5.859
5.500% 1.00 5.812
5.375% 1.50 5.766
5.250% 2.00 5.719

Conforming loan amounts from $832,750.01

All rates are effective as of April 8, 2026 and are subject to daily fluctuations. Rates are based on a 30-day lock-in. A 1.00% origination fee and a $350 processing fee will be applied to all Mortgage Loans. For today’s rate, contact the Mortgage Department at (800) 336.0284.

Maximum loan amount for one borrower is $2,000,000.

Primary Residential Properties:

  • Purchases are available for up to 97% maximum financing on Single Family Dwellings for qualified borrowers
  • 90% on all Condos
  • 75% on 1-4 Unit Dwellings
  • Refinances are available for up to 97% maximum financing
  • Cash out refinances are available for up to 85% maximum financing and require additional pricing adjustments based on the qualifications of each member’s credit score, credit history and income, loan-to-value (LTV), occupancy, loan purpose, payment type, and loan amount

Investment Properties:

  • Purchases are available for up to 85% maximum financing
  • Cash out refinances are available for up to 75% maximum financing; some restrictions apply – contact the Signature Mortgage Department for details
  • Interest rates will be 1% higher than conventional rates
  • 30-year maximum term

All Signature Mortgage Loans include the following:

  • Three percent (3%) minimum down payment required on all real estate purchases
  • Rates and terms may differ and rate adjustments may apply based on the qualifications of each member’s credit history and income, loan-to-value (LTV), occupancy, loan purpose, payment type and loan amount
  • APR calculations are based on loan amounts up to $832,750.01 plus points
  • APR calculations for Jumbo Loans are based on loan amounts over $832,750.01 plus points
  • Private Mortgage Insurance (PMI) is required for loans above 80% loan to value
  • Property hazard insurance is required on all Real Estate Products and is not the same as PMI