Start teaching smart money habits early.

Signature FCU wants members of all ages to understand how to manage money. What better way for a child to learn than to have their own Savings or Checking account?

Youth Savings (Ages 0-17)

  • Qualified guardian 18+ must be joint on the account
  • 0.10% Annual Percentage Yield higher than a standard savings account to encourage saving
  • No monthly fees or minimum balance requirements
  • Students can submit their cumulative end of the year report card for a promotional deposit for A's (up to $20 per year*)

Fees could reduce the earnings on the account.

Youth Checking (Ages 13-17)

  • Qualified guardian 18+ must be joint on the account
  • A Visa® debit card you can use anywhere Visa is accepted; no checks
  • 0.10% Annual Percentage Yield higher than a standard checking account to help funds grow faster
  • No monthly fees or minimum balance requirements
  • Access to over 30,000 FREE ATMs and 5,000+ Shared Branches

​Fees could reduce the earnings on the account.

Application Center

Ready to open your Youth account? Qualified guardian must complete one of the application options below.

View Rates Open an Account Online Membership Application

Return the completed form by mail or by using our Secure Upload button, we'll take it from there.

mail icon   OR    secure upload

Custom design your Visa Debit card with Create-a-Card. Upload a photo of your own or choose one from the gallery.

Personalize your Visa Debit Card

Qualified guardian must be joint on all youth accounts. Qualified guardian is responsible for the youth accounts and will reimburse Signature Federal Credit Union for any loss the account may incur. Signature FCU has the right to limit services or close the Youth Checking account to due to negative balance, account abuse, monetary loss or other reason(s) deemed appropriate by the Credit Union. Youth accounts are not eligible for Bank to Bank transfers.

*Youth savings accounts are eligible for a yearly deposit for A's when you submit the end of year cumulative report card to membership@signaturefcu.org. $5 per A will be deposited to the Youth savings account, maximum deposit is $20 per year.