Educate yourself about your accounts

Understanding your accounts and how they work is important. We don't expect you to memorize everything about policy and procedure for each account type you have which is why we have provided easy access to disclosures that you can print out for your records or save to your computer for future reference. We will update them as needed so you can be sure to get the most up to date disclosures here.

CHARM Booklet - ARM

EFT | ACH Disclosure

Electronic Statement Disclosure Agreement (e-Sign)

Funds Availability Policy

Sample New Member Packet

Share Account Disclosure

Share Certificate Disclosure

Share Certificate Disclosure - EZ Save

Share Certificate Disclosure - Payroll

Share Certificate Disclosure - Scholarship 

Signature FCU Privacy Policy

Online Branch Disclosure

Understanding your Escrow Analysis Statement

Visa® Debit Card Agreement

Visa® Credit Card Agreement

Visa® Credit Card Disclosure

Visa® Classic and Gold Benefits Disclosure

Visa® Platinum Benefits Disclosure

Visa® Signature Benefits Disclosure

Visa® Signature Business Benefits Disclosure

New Membership Account Disclosure