Looking to build credit?

Look no further than the First Start Visa. From getting gas to purchasing your lunch, this card is a great tool to help you begin building positive credit history.

Visa Gold Card Disclosures

The First Start Visa card features:

  • Starting at 10.90% Annual Percentage Rate
  • Credit limits of $250 to $1,000
  • No annual fee, balance transfer fees, or cash advance fees
  • No foreign transaction fees
  • No minimum finance charges
  • Digital Wallet
  • My Card Rules App
  • Auto Rental Insurance
  • After one year of positive payment history the member can apply to upgrade their card and credit limit
  • No co-signer required (must be 18 or older)

Application Center

Not a Signature FCU member? Join today! (You must be a Signature FCU member to apply for a credit card)

Join Signature FCU

Ready to apply for a First Start Visa credit card? Complete the application below. (To apply for a credit card online, you must be enrolled in our Online Branch and have your Member Number)

View Credit Card Rates Apply for a First Start Visa Card Online 

 Credit Card Application

If you have completed the Credit Card Application, you can submit it by using our Secure Upload button below.

Securely Upload your Credit Card Application

My Card Rules

My Card Rules App logoRegister your Signature FCU Visa credit or Visa debit card to receive push notifications for purchases, freeze/unfreeze your card in the event it is lost or stolen, and set International card preferences for travel. Download the app from your app store on your smartphone or tablet.

Verified by Visa

Verified by Visa logoShop online with confidence and help prevent unauthorized card usage with Verified by Visa. The only one using your card should be you. Verified by Visa lets you add an additional level of password protection to online transactions with participating merchants, all for no extra cost. * Simply look for the verified by Visa symbol when shopping online.

*Covers US- issued cards only. Verified by Visa is for use only at participating online merchants. Consult Signature FCU for details or visit www.visa.com/verifiedbyvisa.


You can even create a personalized design on your Visa card to make it stand out in your wallet and when you pay.

Personalize Your Card