Looking to build credit?

Look no further than the First Start Visa. From getting gas to purchasing your lunch, this card is a great tool to help you begin building positive credit history.

Visa Gold Card Disclosures

The First Start Visa card features:

  • Starting at 10.90% Annual Percentage Rate*
  • Credit limits of $250 to $1,000
  • No annual fee, balance transfer fees, or cash advance fees
  • No foreign transaction fees
  • No minimum finance charges
  • Digital Wallet
  • My Card Rules App
  • Auto Rental Insurance
  • After one year of positive payment history the member can apply to upgrade their card and credit limit
  • No co-signer required (must be 18 or older)

*APR = Annual Percentage Rate. Your actual APR will be determined at the time of application and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Rate quoted assumes excellent borrower credit history. Rates are set by the Board of Directors and may change without notice.

Application Center

Not a Signature FCU member? Join today! (You must be a Signature FCU member to apply for a credit card)

Join Signature FCU

Ready to apply for a First Start Visa credit card? Complete the application below. (To apply for a loan online, you must be enrolled in our Online Branch or SFCU Mobile Banking app and have your Member Number)

View Credit Card Rates Apply for a First Start Visa Card Online 

 Credit Card Application Visa Credit Card Disclosure

Return the completed form by mail or by using our Secure Upload button, we'll take it from there.

mail icon    OR    Secure Upload

My Card Rules

My Card Rules App logoRegister your Signature FCU Visa credit or Visa debit card to receive push notifications for purchases, freeze/unfreeze your card in the event it is lost or stolen, and set International card preferences for travel. Download the app from your app store on your smartphone or tablet.

Verified by Visa

Verified by Visa logoShop online with confidence and help prevent unauthorized card usage with Verified by Visa. The only one using your card should be you. Verified by Visa lets you add an additional level of password protection to online transactions with participating merchants, all for no extra cost. * Simply look for the verified by Visa symbol when shopping online.

*Covers US- issued cards only. Verified by Visa is for use only at participating online merchants. Consult Signature FCU for details or visit www.visa.com/verifiedbyvisa.

Create-A-Card

You can even create a personalized design on your Visa card to make it stand out in your wallet and when you pay.

Personalize Your Card