Begin building positive credit history with a Signature FCU Share Secured Visa.

The credit limit of this Visa Classic card is determined by how much of a deposit you make to secure the card. If you make a $500 deposit, you will have that credit limit available on your card.

Running short on cash and can’t make the initial deposit? We’ve got you covered. Signature FCU will offer you a card where we advance the balance with a $500 credit limit. As you pay down the balance, you can begin charging it. Interest will accumulate.

Visa Classic Card Disclosures

Share Secured Visa features:

  • A minimum deposit of $500
  • Starting at 11.90% Annual Percentage Rate*
  • No annual fees, balance transfer fees, or cash advance fees
  • No foreign transaction fees
  • No minimum finance charges
  • Digital Wallet
  • My Card Rules App

*APR = Annual Percentage Rate. Your actual APR will be determined at the time of application and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Rate quoted assumes excellent borrower credit history. Rates are set by the Board of Directors and may change without notice.

Application Center

Not a Signature FCU member? Join today! (You must be a Signature FCU member to apply for a credit card)

Join Signature FCU

Ready to apply for a Share Secured Visa credit card? Complete the application below. (To apply for a loan online, you must be enrolled in our Online Branch or SFCU Mobile Banking app and have your Member Number)

View Credit Card Rates Apply for a Share Secured Visa Card Credit Card Application Visa Credit Card Disclosure

Return the completed form by mail or by using our Secure Upload button, we'll take it from there.

mail icon    OR    Secure Upload

My Card Rules

Register your Signature FCU Visa credit or Visa debit card to receive push notifications for purchases, freeze/unfreeze your card in the event it is lost or stolen, and set International card preferences for travel. Download the app from your app store on your smartphone or tablet.

Verified by Visa

Shop online with confidence and help prevent unauthorized card usage with Verified by Visa. The only one using your card should be you. Verified by Visa lets you add an additional level of password protection to online transactions with participating merchants, all for no extra cost. * Simply look for the verified by Visa symbol when shopping online.

*Covers US- issued cards only. Verified by Visa is for use only at participating online merchants. Consult Signature FCU for details or visit


You can even create a personalized design on your Visa card to make it stand out in your wallet and when you pay.

Personalize Your Card