Open a Signature FCU Organizational Account

Non-profit Business Accounts Solutions

Signature FCU membership starts with just a $5 deposit into a business savings account. 

And that’s it – no membership fees, no minimum balances. Dividends start to accrue at an average daily balance of $100. Always deposit with peace of mind because Signature FCU share accounts are federally insured by NCUA up to $250,000.

Requirements for organizational accounts

  • Articles of Organization (if applicable)
  • EIN# on IRS letterhead
  • By-laws (if applicable)
  • Photos of driver’s licenses for all authorized officers
  • Certificate or proof of bond insurance
  • For Visa card requests, you must complete page 8 of the organizational account application
  • Signature FCU organizational account application, which must be signed by all authorized officers

Organizational Account Application        Securely Upload Your Application

Fidelity Bonds

Fidelity bonds are often referred to as “honestly insurance”. They cover losses due to any dishonest act of an organizational officer. Fidelity bonds cover a position title such as President or Secretary/Treasurer, not an individual. The losses may be monetary, merchandise or any other property, real or personal.

If your organization currently does not have bond insurance, it is available through Brown and Brown Insurance Agency of VA, Inc.

Contact: Greg Safford
(703) 352.7596
gsafford@bbdcmetro.com
www.bbdcmetro.com


You also have the option to choose your own provider.

Checking Accounts

Every Signature FCU checking account provides you with a FREE Visa debit card and 100 FREE standard checks per year (custom checks are available for a fee), access to your accounts 24/7 on our
mobile app and online branch with FREE web bill pay, and the use of over 30,000+ FREE ATMs across the nation and 5,000+ shared branches nationwide through the CO-OP network. For more details about the CO-OP network, visit SignatureFCU.org/Account-Access

See our E-Services page for available apps to access your Signature FCU accounts and to locate FREE ATMs and shared branches near you. SignatureFCU.org/E-Services
 
Additional details on checking accounts at SignatureFCU.org/Checking

Overdraft Services

Signature FCU offers several services to help you avoid overdrafts, returned checks, and declined transactions.

  • Set up your savings as an overdraft for your checking account - there is no fee for this option. Needed funds will automatically transfer to your checking account up to your savings account balance to cover the transaction.
  • Line of Credit - an open-ended loan that serves as a backup for your checking account, so when funds are not available to clear a check or debit card withdrawal, funds will automatically advance. You can pay this back (interest accrues on this option) monthly or all at once. Qualification required.
  • Member Privilege - A service that covers your transactions in your checking account when you have insufficient funds. There is a $500 credit limit for this service, and a $30 fee for each item paid by Member Privilege. You will be eligible to add this service after you meet certain qualifications.

For more information or to apply for these services, please contact Financial Services 
at 800.336.0284 x 697.

Money Market Accounts

Attractive dividend rates make our Money Market accounts a preferred alternative to standard checking accounts. Your Money Market account has a few more restrictions than a regular checking account, but it earns higher dividends. A Money Market account offers more flexibility as you can withdraw your funds without a penalty.

Signature FCU Money Market accounts always offer:

  • A consistent, competitive rate - dividends are tiered based on your balance
  • Access to your money without an early withdrawal penalty
  • Six withdrawals per month
  • 100 FREE standard checks each year

Additional details at SignatureFCU.org/MoneyMarket

Certificates

Share Certificates (similar to Certificates of Deposit at traditional banks) offer a higher dividend rate than a regular Savings account. A certificate is an attractive way to build up savings, and you can choose
your term.

You can elect to transfer your dividends out each month or re-invest them in your certificate to maximize the earning potential. At the time of maturity, you can withdraw a portion or all of your funds or roll all or part of the funds into a new Share Certificate at the current market rates.

Additional details at SignatureFCU.org/Certificates

Account Update information

If you ever need to update your account information such as adding or removing authorized officers,  click on the Organizational Account Update Form button below. Fill out the form and either mail it to us at PO Box 148 Alexandria, VA 22313-0148, click on the Securely Upload Your Form button below to submit the documents online, or email it to us at Membership@SignatureFCU.org.

Organizational Account Update Form     Securely Upload Your Form

Request Marketing Supplies

If you need marketing materials for an event or conference, you can request supplies by clicking on the Request Marketing Supplies button below. Please fill in the form with the information about your event/
convention and we will send a box of supplies out to you. You can also send an email to
Marketing@SignatureFCU.org with your event information and we will get you all the materials you need.

Request Marketing Supplies