Open a Signature FCU Organizational Account

Non-profit Accounts 

Signature FCU membership starts with just a $5 deposit into a business savings account. 

And that’s it – no membership fees, no minimum balances. Dividends start to accrue at an average daily balance of $100. Always deposit with peace of mind because Signature FCU share accounts are federally insured by NCUA up to $250,000.

Requirements for Organizational accounts:

  • Articles of Organization (if applicable)
  • EIN# on IRS letterhead
  • By-laws (if applicable)
  • Photos of driver’s licenses for all authorized officers
  • Certificate or proof of fidelity bond insurance (Highly Recommended)
  • For Visa® card requests, you must complete page 8 of the organizational account application
  • Signature FCU organizational account application, which must be signed by all authorized officers

Fidelity Bonds (Highly Recommended)

Fidelity bonds are often referred to as “honesty insurance”. They cover losses due to any dishonest act of an organizational officer. Fidelity bonds cover a position title such as President or Secretary/Treasurer, not an individual. The losses may be monetary, merchandise or any other property, real or personal.

If your organization currently does not have bond insurance, it is available through Brown and Brown Insurance Agency of VA, Inc.

Contact: Greg Safford
(703) 352.7596

You also have the option to choose your own provider.

Checking Accounts

Every Signature FCU checking account provides you with a FREE Visa debit card and 100 FREE standard checks per year (custom checks are available for a fee), access to your accounts 24/7 on our mobile app and online branch with FREE web bill pay, and the use of over 30,000 FREE ATMs across the nation and 5,000+ shared branches nationwide through the CO-OP network. For more details about the CO-OP network, visit

See our E-Services page for available apps to access your Signature FCU accounts and to locate FREE ATMs and shared branches near you.
Additional details on checking accounts at

Overdraft Services

Signature FCU offers several services to help you avoid overdrafts, returned checks, and declined transactions.

Overdraft Coverage Options
Service Cost
Overdraft Protection Link to Another Deposit
Account you have at Signature Federal Credit Union1
$0.00 per transfer fee
Overdraft Protection Line of Credit1, 2 Subject to Interest Charges
Member Privilege $30.00 Member Privilege Fee per item

1Call us at (800) 336.0284 ext. 684, email us at to apply for these services; 2Subject to credit approval.

  1. Overdraft Protection Link to Another Deposit Account: applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account you may have at Signature Federal Credit Union.
  2. Overdraft Protection Line of Credit: applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from a line of credit you may have at Signature Federal Credit Union for a finance charge. Please note that overdraft lines of credit are subject to credit approval.
  3. Member Privilege: allows you to overdraw your account up to the disclosed limit for a fee to pay a transaction. Even if you have Overdraft Protection, Member Privilege is still available as secondary coverage if the other protection source is exhausted. Learn more at

Money Market Accounts

Attractive dividend rates make our Money Market accounts a preferred alternative to standard checking accounts. Your Money Market account has a few more restrictions than a regular checking account, but it earns higher dividends. A Money Market account offers more flexibility than a Share Certificate as you can withdraw your funds without a penalty.

Signature FCU Money Market accounts always offer:

  • A consistent, competitive rate - dividends are tiered based on your balance
  • Access to your money without an early withdrawal penalty
  • Six withdrawals per month
  • 50 FREE standard checks each year

Additional details at

Share Certificates

Share Certificates (similar to Certificates of Deposit at traditional banks) offer a higher dividend rate than a regular Savings account. A certificate is an attractive way to build up savings, and you can choose your term.

You can elect to transfer your dividends out each month or re-invest them in your certificate to maximize the earning potential. At the time of maturity, you can withdraw a portion or all of your funds or roll all or part of the funds into a new Share Certificate at the current market rates.

Additional details at

Application Center

Ready to open your Organizational Account? Complete one of the application options below.

Organizational Account Application 

Account Update Information

If you ever need to update your account information such as adding or removing authorized officers,  click on the Organizational Account Update Form button below. Fill out the form and either mail it to us at PO Box 148 Alexandria, VA 22313-0148, click on the Securely Upload Your Form button below to submit the documents online, or email it to us at

Organizational Account Update Form 

Return the completed form by mail or by using our Secure Upload button, we'll take it from there.

mail icon    OR    secure upload

Request Marketing Supplies

If you need marketing materials for an event or conference, you can request supplies by clicking on the Request Marketing Supplies button below. Please fill in the form with the information about your event/convention and we will send a box of supplies out to you. You can also send an email to with your event information and we will get you all the materials you need.

Request Marketing Supplies