Funding your entrepreneurial dream.

Signature offers a variety of Business Loan packages to ensure you have the right amount of funding to get your business venture soaring. 

To talk with someone personally about what Business Loan might be right for you, contact our Member Services Department at (800) 336.0284.

Business Loan Rates
Subaccount Description Approximate Term in Months APR*
Certificate Secured1 144 See 2 below
Share Secured 144 See 2 below
New Auto & Motorcycle Loan (up to 80%) Up to 84 months As low as 5.00%
New Boat & RV Loans - 80% Financing3 Up to 180 months As low as 6.75%
Equipment Loan Up to 72 months As low as 3.25%
New Small RV Loans Up to 84 months As low as 7.00%
Personal Loan Up to 84 months As low as 7.50%
Home Equity Variable Rate Line of Credit   As low as 9.25%
Business Visa Signature   As low as 13.50%
Commercial Mortgage 144 month maximum term, but with amortization up to 30 yrs.   Please call to get a quote
Business Line of Credit
Product Approximate Term in Months APR*
Unsecured Business Line of Credit
(Up to $100,000)
Open-Ended Rate as low as Prime
Secured Business Line of Credit
(Up to $250,000)
Open-Ended Rate as low as Prime

1Certificates offered as security must be renewed until the advance is completely paid. When the certificate is renewed, the APR will change to reflect the new dividend rate. The APR will never exceed the rate permitted under the Federal Credit Union Act. Any increase in APR will result in more payments of the same amount.

2Annual Percentage Rate on Share Secured and Certificate Secured Loans is 3% above the current share or certificate rate.

3Down Payments as low as 20% – rates based on the Wall Street Journal Prime rate, plus or minus basis points.

* APR = Annual Percentage Rate. Your actual APR will be determined at the time of application and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. Rates are set by the Board of Directors and may change without notice.