Say "yes" to paying less!

Transfer your high-rate credit card balances to your SFCU Visa® card and receive an introductory 0% APR* for 12 months on all new balance transfers!

After the 12-month introductory period, your rate will be 10.99% - 17.99% APR.

Don't have a SFCU Visa card? Apply for one today at

*APR = Annual Percentage Rate. This promotion is valid from 10/1/2023 - 3/31/2024. Introductory rate of 0% is for 12 months and will apply to balance transfer(s) amount only. After the introductory period, your regular APR of 10.99% - 17.99% APR will be applied to the remaining balance, new purchases, and new balance transfers. Interest will begin charging on the remaining balance at 12 months from the transaction date. Balance transfer(s) do not earn points or cash rebate.

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