No Monthly Fee Business Accounts

Tired of paying monthly fees just to have a business account?  At Signature FCU our accounts have no monthly fees or minimum balance requirements so your businesses money, stays in your business

Standard Business Checking

  • A Visa® debit card you can use anywhere Visa is accepted
  • Dividends paid on your average daily balance
  • One free order of standard checks per year (Special business checks available upon request*)
  • E-statements
  • Access to your accounts 24/7 through our Online Branch
  • Over 30,000 Free ATMs through our Co-Op and CULIANCE Networks
  • 5,000 + Shared branch networks
  • No monthly account fees
  • No minimum balance

Overdraft Services

Signature FCU offers several services to help you avoid overdrafts and declined transactions.

  • Set up your savings as an overdraft for your checking account (There is no fee for this option. Needed funds will automatically transfer to your draft account to cover the transaction.)
     
  • Apply for an Overdraft Line of Credit (A small credit line to cover your draft accounts. You pay this back with interest with a monthly payment or all at once. There is not an additional fee for this service.)
     
  • Apply for Member Privilege (We cover your checks when there are insufficient funds available in your account to keep you moving forward. There is a per check fee for this service is used.) 

Business Money Market Accounts

Attractive dividend rates make our Money Market accounts a preferred alternative to a standard business checking accounts or locked-in share certificate for many business owners.  Our Money Market accounts allow six withdrawals per month.  .

  • A consistent, competitive rate
  • Access to your money without an early withdrawal penalty
  • 100 free checks per year

Business Share Certificates

Share Certificates (similar to Certificates of Deposit at traditional banks) offer you the ability to choose your term. With a higher dividend rate than a regular Share Savings account and a low $500 minimum deposit to open, a Signature Share Certificate is an attractive way to build up savings. 

You can elect to transfer your dividends out each month or re-invest them in your certificate to maximize the earning potential. At the time of maturity, you can withdraw a portion or all of your funds or roll the amount into a new Share Certificate at the current market rates.

Visa Business Reporting

Simplify expense tracking with Visa Business Reporting. Visa Business Reporting allows small business cardholders a more efficient way to manage expenses. It provides desktop and mobile access to transaction data so they can track spending and stay on budget — at work or on the go.

Get started with Visa Business Reporting

We’re better together

Let’s get started on your new business account with Signature FCU.

You will need to upload the following documents:

  • Copy of Drivers License or Government Issued ID
  • EIN number on IRS Letterhead
  • Registered Business Name Statement
  • Articles of Organization (If Applicable)
  • Signature FCU Business Account Application

Business Application       Online Business Application

If you have filled out the paper application, you can submit your completed form using our Secure Upload button below.

Securely Upload Your Business Application

View Business Share Rates                

In addition to Signature FCU's business lending and account capabilities, we have also partnered with Newtek, a company that can help with other aspects of your business like tax preparation, payroll services, website help, and more. Click here for more information on the business services Newtek offers.