Opt-In Authorization Form

Federal Regulations require that all credit card holders must “opt-in” to over-the-credit-limit programs. This means that in order to allow your credit card balance to go over your card limit by up to 10%, you must opt-in to our over-the-limit program in writing. You may request to opt-in or out of this program at any time.

To opt-in to our over-the-credit limit program, please select the YES option below. Your opt-in request must be received in writing.

If you have previously authorized Signature Federal Credit Union to pay over-the-limit transactions on your Visa credit card and would like to revoke your prior consent to pay these types of transactions, please select the NO option below.