Fund your dreams.

Our goal is to help businesses of all sizes flourish by providing resources, tools, and services to invest and grow. Because thriving businesses lead to thriving communities.

To succeed, you'll need a resourceful, intelligent financial partner, and we’re dedicated to providing timely service, innovative financing options and affordable solutions to help you achieve your entrepreneurial dreams.

Business Lending Options

Business Visa Signature

At the Signature level, your Visa card is giving back to you, with some of our lowest rates and highest Signature FCU Rewards level: 2 points for every $1 spent.

The Visa Signature card offers access to concierge service and support including Purchase Security in the event of theft or certain types of damage, and travel protection coverage such as an Auto Rental Collision Damage Waiver Program, Travel Accident Insurance, and more. To get a full understanding of all the great benefits and offers you can get with your Visa Signature card, click on the links below.

Visa Signature offers and deals               Visa Signature Benefit Disclosures

Vehicle Loans

A Signature Vehicle Loan can help you get in the driver’s seat of a new or a used car, truck, boat, or motorcycle. Finance up to 100% of the purchase price including tax and tags on most vehicles. For pre-owned car purchases, we will also help you determine the value based on the NADA appraisal book so you can negotiate a fair price.

Get ahead with pre-approval

Before you sit down with the salesperson to discuss getting the keys in your hand, have your financing in place. It makes the sales process easier (no more wondering exactly what the dealer is offering you) and determines fair market value for the vehicle. Signature members also get the best options for rebates and special offers with our vehicle loans.

Flexible Loans - Personal Signature Loans, Share and Certificate Secured Loans

Personal Signature Loan - Choose your term and rate.

When you know you’ll need funds, but aren’t sure what else will work for you, talking to one of our qualified lending staff can help you select a loan term to fit your needs.

For members who open loans frequently, we offer an Express Money Line of Credit. You just fill out one application and can continue withdrawing funds as needed from this open-ended loan.

Share and Certificate Secured Loans - Keep the certificate, get the funds now.

If you’d like to establish or rebuild credit, a Share or Certificate Secured Loan allows you to borrow money without cashing in your certificate before maturity or sacrificing the dividends earned on your savings. Essentially, you’re borrowing against your own savings, which is why these options are our lowest cost loan available.

Not only will you keep the dividends earned, you will keep earning. Credit approval criteria is minimal since you are borrowing against your own savings, and the interest rate is also low. Repayment terms are flexible.

Details about Signature Share Secured Loans:

  • Share or Certificates can be used as collateral
  • You may borrow up to 100% of the account balance
  • The rate is fixed and only 3% above your current share rate
  • Funds in the share accounts still earn dividends
  • Funds in the share account are released as the loan is paid off

In addition to these great Business Loan options above, we also offer commercial mortgages, home equity lines of credit, RV and ATV loans and equipment loans.  If you are looking for business accounts on the share and checking side, visit our Business Account Solutions page.

The size of your business should never dictate the size of your dreams. Whether you’re switching careers or pursuing your passion on the side, the Signature Business Solution helps you be a smarter entrepreneur.  We work with your management, borrowing and planning needs to create a financial package scaled to your size and scope.

Go ahead, open it. Your business will thank you.

  1. Download our Business Account Membership Application (PDF).
  2. Download our Business Loan Application (PDF).
  3. Call us at (800) 336.0284 to complete the final details.

Apply for a Business Solution Loan by calling (800) 336.0284 for the business lending department.

View Business Loan Rates

In addition to our business lending and account capabilities, we have also partnered with Newtek, a company that can help with other aspects of your business like tax preparation, payroll services, website help, and more. For more information on the business services Newtek offers, click the image below. 

Let us help you grow your business - Newtek Business Services, Inc.