Financing options to grow your business.

We get it, it takes money to make money!  Signature FCU offers many financing option to help you succeed.

Business Visa Signature

At the Visa Business Signature level, your Visa card is giving back to you, with some of our lowest rates and highest Signature FCU Rewards level: 2 points for every $1 spent.

The Visa Signature card offers access to concierge service and support including Purchase Security in the event of theft or certain types of damage, and travel protection coverage such as an Auto Rental Collision Damage Waiver Program, Travel Accident Insurance, and more. To get a full understanding of all the great benefits and each offer you can get with your Visa Signature card, click on the links below or call (800) 348.8472.

Visa Signature Visa offers and deals             Visa Signature Visa Benefit Disclosures


You can even create a personalized design on your Visa card to make it stand out in your wallet and when you pay.

Personalize Your Card

The Visa Signature credit card offers the following premium features:

  • Starting at 8.70% Annual Percentage Rate
  • Choose from either a point card that earns 2 points for every dollar spent on purchases or getting a 2% cash rebate
  • No annual fee, balance transfer fee, or cash advance fee
  • No minimum finance charge
  • No foreign transaction fees
  • Visa Signature Concierge
  • Visa Signature Access
  • Visa Signature Privileges
  • Auto rental insurance
  • Text alerts
  • Personalize your card
  • Digital wallets

Business Vehicle Loans

A Business Vehicle Loan can help you get in the driver’s seat of a new or a used car, truck, boat, or motorcycle. Finance up to 80% of the purchase price including tax and tags on most vehicles. For pre-owned car purchases, we will also help you determine the value based on the NADA appraisal book so you can negotiate a fair price.

Business Signature Loans and Share and Certificate Secured Loans

Business Signature Loan - Choose your term and rate.

When you know you’ll need funds, but aren’t sure what else will work for you, talking to one of our qualified lending staff can help you select a loan term to fit your needs.

For members who need loans frequently, we offer an Express Money Line of Credit. You just fill out one application and can continue withdrawing funds on an open-ended line of credit.

Share Savings and Certificate Secured Loans - Keep the certificate, get the funds now.

A Share or Certificate Secured Loan allows you to borrow money without cashing in your certificate before maturity or sacrificing the dividends earned on your savings. Essentially, you’re borrowing against your own savings, which is why these options are our lowest cost loan available.

Not only will you keep the dividends earned, you will keep earning. Credit approval criteria is minimal since you are borrowing against your own savings, and the interest rate is also low. Repayment terms are flexible.

Details about Signature Share Secured Loans:

  • Share Savings or Certificates can be used as collateral
  • You may borrow up to 100% of the account balance
  • The rate is fixed and only 3% above your current share savings or certificate dividend rate
  • Funds in the share savings and certificate accounts still earn dividends
  • Funds in the share savings and certificate accounts are released as the loan is paid off

Additional Business Loans Available:

  • Commercial Real Estate Loans
  • Equipment Loans
  • Home Equity Loans
  • ATV Loans

Before opening your business account you must open a personal account.

Open a Signature FCU Personal Account

Once you have a personal account with us, you can open your Signature FCU business account and begin applying for business loans. Let’s get started on your new business account with Signature FCU.

You will need to upload the following documents:

  • Copy of Drivers License or Government Issued ID
  • EIN number on IRS Letterhead
  • Registered Business Name Statement
  • Articles of Organization (If Applicable)
  • Signature FCU Business Account Application

Business Account Application   Online Business Account Application

If you already have your business account number, you can apply for a business loan online, fill out and upload our business loan application, or call the business lending department (800) 336.0284

If you have completed the Business Loan Application, you can submit it by using our Secure Upload button below.

Securely Upload Your Business Loan Application

View Business Loan Rates

Visa Business Reporting

Simplify expense tracking with Visa Business Reporting. Visa Business Reporting allows small business cardholders a more efficient way to manage expenses. It provides desktop and mobile access to transaction data so they can track spending and stay on budget — at work or on the go.

Get started with Visa Business Reporting

In addition to Signature FCU's business lending and account capabilities, we have also partnered with Newtek, a company that can help with other aspects of your business like tax preparation, payroll services, website help, and more. Click here for more information on the business services Newtek offers